BBB Tip: Reports of political scams increase as presidential election nears

October 26, 2024 By

An election’s approach always seems to turn up the emotional heat across the nation, and the upcoming presidential election is no exception. On Nov. 5, voters will decide who will lead the country into the future. As the election nears, voices arguing for or against critical issues are loud and persistent, often fueled by emotional appeals and passionate support. While political campaigns usually include unsolicited contact as part of legitimate outreach efforts, bad actors also capitalize on peoples’ passion to trick them into divulging personal information or providing financial contributions.

Preying on emotion and exploiting people who deeply care about an ongoing situation or issue is a common tactic for scammers. This strategy can often be seen in the number of charity and fundraising scams following a natural disaster or humanitarian crisis. As generous donors look to contribute to ease the suffering of those affected, scammers seek to exploit their kindness for their own purposes. In the political arena, people often participate in polls and surveys because they want their voices to be heard, and scammers use that desire to build trust and steal personal information. Other citizens who wish to be involved may donate to the political campaign of their chosen representative, and scammers are more than willing to take advantage of their willingness to contribute.

Elections are polarizing by their very nature. It is easy to get swept up in the emotional wave and take risks that you might typically avoid. While it is essential for the governed to be informed and engaged with the election process, it is also important to remain aware of scammers who use elections to initiate contact and steal from the public.

BBB provides the following tips to help identify some common political scams as the presidential election approaches.

Check your email

During election seasons, it can feel like once a candidate or political party gets your email address, you hear from them every time you check your inbox. They may claim they need your help or want to know your point of view through a poll or survey. The email may ask for a donation, a response, or specific information about your political beliefs and demographics to support their efforts and make an impact on the future.

Campaign email is one of the best ways to communicate with voters whose busy schedules often prevent them from having the time to answer a phone call or attend a political rally. However, scammers can also sign up to receive these communications, allowing them to mimic their appearance and language. Polls, surveys or donation requests that appeal to your passion, beliefs and desire to take action may also be an attempt to steal your personal information or gain access to your bank account.

If you have signed up to receive communications from a political campaign, those emails should come from a specific email address associated with the representative. Take the time to check the sender’s email address and pay close attention to the domain and subdomain. For example, a generic email address for a political campaign may be ‘info@RepresentativeFor2024.org,’ which a scammer may change to ‘info@ForRepresentaive2024.com.’ Before you donate or give personal information, research the organization that reached out, and be wary of people who try to rush you to make a decision.

Be especially careful of emails with links. Phishing emails might include a link that takes users to a spoofed version of a candidate’s website or installs malware on your device. If you want to receive more information or visit a site, it’s better to type the official website address into your browser. You can also hover your mouse over hyperlinks and compare the web address that pops up with the legitimate web address.

When scammers give you a ring

Candidates’ campaigns often canvas their supporters by phone to help determine voters’ key issues for an upcoming election. However, scammers may do the same to obtain personal information or money. Criminals pretending to be affiliated with your party or candidate might attempt to scam you over the phone by asking you to answer survey questions, donate money, or claim to offer voter registration assistance. Scammers entice their targets to share personal information such as their Social Security number, birthdate or address in exchange for a prize or gift card, which no legitimate canvasser will ever do.

Trickery by smishing

Smishing is like email scamming; only messages are sent via text. Voters might receive a message that looks like it came from a trusted source, inviting them to participate in a poll or donate by following a provided link or QR code. Scammers also have been known to spoof phone numbers and caller IDs, making it even more challenging to distinguish between a legitimate outreach attempt and fraud. Like phishing scams, con artists use smishing to get passwords, account numbers, Social Security numbers or other data. They may also ask personal questions that seem harmless at face value but can be used to answer security questions for your online accounts.

Another type of scam happens when con artists send a text about a problem that doesn’t exist. For example, an individual might get a text that looks like it came from their bank, asking if they donated to a candidate, organization, or party with a prompt to reply “yes” or “no.” If the person replies no, the scammer calls them and asks for their account login, numbers or password to investigate or dispute the transaction. The person feels an urgent need to act, so they might not think twice about giving up sensitive information.

There’s also the text-your-vote scam. Con artists send text messages urging people to text their vote rather than voting in person or by mail. When voters believe them, they don’t show up to vote, losing their chance to participate in elections.

Presidential election cybersecurity tips

  • See prizes as a red flag.
  • Know what pollsters don’t need. They might ask for demographic information or what party you most align with, but they don’t need personal information like birth dates, social security numbers or financial information. No state offers voter registration by phone.
  • Don’t answer unknown numbers. Con artists can’t trick you if they can’t get in touch.
  • Listen to your gut. If something seems off, protect yourself. If in doubt, check with your local election office.
  • Don’t provide information in response to an unsolicited message.
  • Do report suspicious activities to BBB’s Scam Tracker.

Visit BBB.org/Cybersecurity for more information to help voters understand and manage risks this election season.

 

Filed Under: Better Business Bureau, chamber of commerce, Charities, corpus christi business, corpus christi city council, corpus christi jobs, COVID-19 Virus, cybersecurity, hispanic chamber of commerce, Mortgages, property taxes, Retail Tax, windstorm insurance Tagged With:

National Domestic Violence Awareness Month

October 6, 2024 By

The month of October is recognized as Domestic Violence Awareness Month. According
to the National Research Center on Domestic Violence, 1 in 4 women and 1 in 9 men are
affected by domestic violence. Unfortunately, this means that this is a common problem for
many people. Additionally, it is estimated that annually 20 million people will be abused by their
partner. Therefore, millions of people are in a constant state of fear for their livelihood. As a
result of the alarmingly high statistics, it is important to be educated about domestic violence and
to be aware of the signs to protect those around you from domestic violence.

Domestic Violence Awareness Month is a critical month for the public and survivors of
domestic violence. The purpose of this month is to raise awareness regarding domestic violence.
The Domestic Violence Awareness Project describes domestic violence as “a pattern of abusive
behaviors–including physical, sexual, and psychological attacks as well as economic
coercion–used by one intimate partner against another (adult or adolescent) to gain, maintain, or
regain power and control in the relationship.” Abusers use a wide variety of methods to scare,
terrorize, humiliate, injure, and in some instances kill their partners. Domestic violence is
incredibly dangerous since this can have lasting emotional, psychological, mental, and physical
effects on those being abused by their partners.

In addition to the horrible effects of domestic violence, anyone can be a victim regardless
of gender, race, or age. Due to this, it is important to know the signs of domestic violence. A few
of the signs that someone is being abused are someone telling their partner they never do

anything right, showing jealousy when their partner spends time with friends rather than with
them, insulting or shaming their partner in front of others, and blaming their partner for their
violent behavior. If you believe someone is being abused, reach out to them and inform them of
their options to get help.

For more information about domestic violence and resources to help those being abused,
please visit the National Coalition Against Domestic Violence’s website https://ncadv.org/.
Along with this, the International Rescue Committee is a great source to learn more about the
signs of domestic abuse https://www.rescue.org. Additionally, you can visit the Domestic
Violence Awareness Project to learn more about the importance of Domestic Violence
Awareness Month https://www.dvawareness.org/about-dv. Also, The National Domestic Hotline
is 1.800.787.3244 and is available 24/7.

If you have questions regarding any of the information mentioned in this week's article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and part of Nueces County. He can be contacted at
todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: Charities, Harbor Bridge, Hurricane Aide, Hurricane Relief, property taxes, Retail Tax, Scam Alert, Todd Hunter, windstorm insurance

Blood Cancer Awareness Month

September 15, 2024 By

Each year, September is named as Blood Cancer Awareness Month. This awareness month was initiated
to educate communities and to bring attention to the fight against blood
cancer. According to the Leukemia and Lymphoma Society (LLS), blood cancers are the third
leading cause of cancer death in the U.S. Furthermore, blood cancers are the most common
cancers among children, adolescents, and young adults. For those impacted by blood cancers, as
with many diseases, early detection is often the most important factor in determining treatment
success.

In 2024, it is estimated that 187,740 people would be diagnosed with a blood cancer.
Furthermore, approximately every 3 minutes one person in the U.S. is diagnosed with a blood
cancer. There are many different types of cancers that can affect the bone marrow, the blood
cells, the lymph nodes, and other parts of the lymphatic system, which include leukemia,
lymphoma, myeloma, and myelodysplastic syndromes (MDS). Under these main types of cancer
types there are more specific forms of cancers.

The most common types of blood cancers are leukemia and lymphoma. According to the
American Cancer Society, Leukemia is a cancer of the white blood cells but can start in other
blood cell types. There are several types of leukemia, which are divided based on how fast or
slow they may grow, and where it starts. As for lymphoma, it is a cancer that starts in cells that
are part of the body’s immune system. Due to the different types of leukemia and lymphoma,
there are different treatments for each, which make it important to know which type you may have.

Understanding the importance that early detection is key to treatment success, the Texas
Legislature made improving patient access to treatments a priority. The passage of House Bill
21, in the 85th legislative session, known as the “Right to Try Act”, allowed patients with
terminal illnesses to have increased access to potentially life-saving treatments. In addition to
this bill, the legislature also allocated additional resources towards cancer research and
prevention programs, such as the Cancer Prevention and Research Institute of Texas (CPRIT). In
the 86th legislative session, members passed HB 39, which repealed time limitations on the
award of grants by CPRIT.

To learn more about blood cancer and the significance of this awareness month, please
visit the Leukemia and Lymphoma Society https://www.lls.org/. Additional information about
risk factors and prevention information is also available by visiting the American Cancer Society
https://www.cancer.org/cancer/leukemia.html.

If you would like to review more about the legislature, please visit the Texas Legislature
Online. If you have questions regarding any of the information mentioned in this week’s article,
please do not hesitate to call my Capitol or District Office. As always, my offices are available at
any time to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District
Office; 361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces County (Part). He can be contacted
at todd.hunter@house.state.tx.us or at 512-463-0672.

Filed Under: Better Business Bureau, Breast Cancer, Charities, cybersecurity, Hurricane Aide, Investment Property, Mayor Paulette Guajardo, New Homes Padre Island, property taxes, realtors, Scam Alert, Todd Hunter Tagged With:

BBB Scam Alert

July 1, 2024 By

BBB Scam Alert: Young adults and recent graduates are common targets for employment scams!

The summer season is an exciting time for many young adults as they enter the workforce
following high school or college graduation. Unfortunately, not all job postings found online
are legitimate and many fraudulent employers specifically target young adults with entry-
level professional positions that offer a high salary and flexible working hours.
BBB’s 2023 Scam Tracker Risk Report found employment scams are the second riskiest
consumer scam in the nation with a median loss of $1,995 and a 5% increase in exposure
as compared to the previous year. In Texas, consumers reported more than $750,000 lost
to these scams since 2023. Across all age groups, employment scams tend to impact those
between 18-34 years old the most.

While the majority of reports BBB receives are regarding fraudulent employers promoting
data entry or package reshipment positions, graphic designer, secret shopper, and human
resources offers are also frequently used. All reports include a work-from-home or remote
working capability, often with flexible working hours and an hourly or monthly pay
significantly higher than standard.

Contact is made most often through email from someone claiming to represent a made-up
or impersonated company who came across the recipient’s email through a job board,
LinkedIn, or in response to an application they sent in. Shortly afterward, the conversation
will move to an online messaging system such as Skype or Telegram to arrange and
conduct an interview. The interview is conducted entirely through text and finishes with an
immediate job offer starting the very next day. After accepting the job offer, employment
scams progress down different paths depending on the position and industry.

To help identify fraudulent jobs for the most common types of positions, BBB provides the
following breakdown for two broad categories:
Data Entry, Administrative Assistant, Clerical or Secretarial Positions
Fake checks are a common tactic for these positions in an employment scam. Once an offer
is accepted, the scammer claims that the company will provide them with a check they can
use to set up their home office. The check is either emailed or mailed directly to the
employee’s address, and they follow instructions to deposit it into their account and provide
proof afterward.

Once deposited, the scam may progress down two different paths:
 The representative claims that a mistake on the check resulted in the employee
being overpaid. They often blame this on a logical typing error, such as accidentally
adding an extra zero, so $300 became $3,000. The scammer asks the new employee
to return the extra money immediately through a direct payment method such as
mobile banking app, gift card or wire transfer.
 The representative will direct the employee to a third-party vendor they must use to
purchase their office equipment. The website often appears legitimate, and the
employee can easily find all the required products. When it comes time to pay, the
total cost precisely matches the amount of money provided in the check, and the
employee inputs their banking information to finalize the purchase.
In either case, the victim's bank eventually detects the check as a fake, and the employee
loses the amount of money they returned or used to purchase the office equipment, which

is never received. When they try to contact the representative again, all messages go
unanswered and social media profiles previously used to establish credibility are
deactivated. Additionally, banks often freeze, or in worst cases cancel, the accounts
associated with a fraudulent or counterfeit check deposit as a precautionary measure,
resulting in additional challenges the victim must overcome when recovering.
Package Reshipment, Quality Inspection or Product Distribution Positions
All these positions require from an applicant is a valid home address and their time, making
them very appealing to a wide range of people. They often advertise a base monthly pay
between $2,000 – $4,000, with additional bonuses per package shipped to its next
destination. Most victims who encounter this scam receive and ship packages as they expect
until it comes time for their first paycheck – only they never receive any money. When they
attempt to log in to an employee dashboard, they find their account locked and all their
messages go unanswered.
According to the FBI, reshipping scams can involve con artists who use stolen credit cards to
buy expensive items. Instead of shipping the item directly to their address, they use a “re-
shipper” to send the package overseas. Package reshipment positions may also be handling
stolen goods or laundered money, resulting in victims of this scam unknowingly
participating in illegal activity.

Avoiding Employment Scams
Evaluate work-from-home opportunities. The transition to remote work has created
many opportunities for legitimate and fraudulent businesses. While many work-from-home
job openings are honest, it is essential to critically evaluate the hiring process of any
company offering this type of employment. Be wary of companies that require the applicant
to download a specific mobile app to communicate, conduct the entirety of the interview
through text or chat, or do not provide a physical address for the business.
Verify contact details. BBB recommends verifying that the address provided matches the
business and that the phone number is in service. It is common for scammers to use
addresses for vacant lots or other companies and a phone number that is either fabricated
or not in service. At a minimum, verify that at least two contact methods will get you in
touch with company representatives.

Research the company. Spend time researching a company's reputation and legitimacy
before agreeing to work for them. Check BBB.org to see if they are listed, and search online
for reviews from previous employees or customers. If the offer is coming from a well-known
company, check their official job board to verify the position is listed and use the posted
contact methods to reach out to the hiring team.

Be wary of immediate offers and start dates. Any pressure to sign or onboard
immediately indicates that the company may not be legitimate. Choosing a place to work is
an important decision that most legitimate companies understand requires time to consider.
Be especially wary if the position is offered without an interview or promises a significant
income if the employee pays for coaching, training or certifications. If the hiring team
threatens the job will go to the next candidate unless you make an immediate decision, it
might be best to walk away.
For more information visit BBB.org.

Filed Under: Better Business Bureau, buying a home, chamber of commerce, Charities, Golf Cart Rules, Hurricane Aide, Hurricane Hanna, Mortgages, mustang island, Packery Channel, property taxes, Scam Alert, selling a home, spring cleaning, Water Exchange Bridge, Whitecap Development Project, Whitecap NPI, windstorm insurance

National Post Traumatic Stress Disorder Awareness Month

June 17, 2024 By

Each year, the month of June is designated as National Post-traumatic Stress Disorder
(PTSD) Awareness Month. This awareness month began as a way to educate communities about
PTSD and provide support and resources to those individuals living with this condition. PTSD is
a psychiatric disorder that can occur following the experience or witnessing of a life-threatening
event such as military combat, natural disasters, terrorist incidents, or serious accidents. People
who suffer from PTSD often relive the experience through nightmares and flashbacks, have
difficulty sleeping, and feel detached or estranged. These symptoms can be severe and can last
long enough to significantly impair the person’s daily life. An estimated 6 percent of Americans
will experience PTSD at some point in their lives. According to the U.S. Department of Veteran
Affairs, around 4% of men will develop PTSD while 8% of women will develop PTSD which
means women are twice as likely as men to have PTSD.

It is important to recognize that PTSD can affect people from all walks of life and all age
groups. However, our military personnel are disproportionately affected due to their exposure to
potentially traumatic events during combat. Consequently, the US Veterans Administration (VA)
created the National Center for PTSD to advance the clinical care and social welfare of
America’s Veterans and others who have experienced trauma, or who suffer from PTSD, through
research, education, and training in the science, diagnosis, and treatment of PTSD and stress-related disorders.

For more information on the VA’s PTSD Center, you can visit
https://www.ptsd.va.gov/index.asp.

Another great organization that provides support to our Veterans is the PTSD Foundation
of America. This non-profit organization is dedicated to mentoring combat veterans and their
families with post-traumatic stress. An important resource they provide is Camp Hope: Interim
Housing for Veterans. Camp Hope opened in 2012 and is in Houston, TX. In addition to
temporary housing, Camp Hope offers a 90+ day PTSD recovery program in which residents:
attend group lessons and support sessions with other combat veterans; conduct individual
mentoring sessions with certified combat trauma mentors; participate in off-site small group
interaction activities (fishing, hiking, local activities and events); and get involved with local
churches, businesses and volunteer organizations to assist in their personal healing and educating
the community on the invisible wounds of war. To learn more about this great program, you can
visit https://ptsdusa.org/camp-hope/

It is important to raise awareness for everyone with PTSD to know the treatment options.
We can make a difference in the lives of everyone who has experienced trauma. There is a
Veterans Crisis Line, which can be reached at 1-800-273-8255, then, press 1. For more resources
visit https://www.tvc.texas.gov/mental-health/

If you have questions regarding any of the information mentioned in this week's article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces County (Part). He can be contacted
at todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: BeachWalk Development, Better Business Bureau, chamber of commerce, Charities, cybersecurity, Investment Property, Scam Alert, Todd Hunter

Avoiding travel scams when planning for spring break

March 7, 2024 By

Spring break is a popular time for students to travel during a vacation from school. However, it
also presents an opportunity for scammers to offer fraudulent vacation rentals, flights, or hotels
designed to appeal to students and parents looking for a getaway. With spring break for many
Texas school districts occurring within the next month, BBB reminds consumers to be wary of
travel-related scams as they make their plans and finalize payments.

More than 55,000 travel, vacation, and timeshare fraud reports to the FTC in 2023 resulted in a
$120 million loss. Scammers often take advantage of consumer habits and capitalize on trending
internet searches, enticing consumers with great deals to popular destinations or all-inclusive
packages. While these scams persist year-round, they often increase in frequency during times of
the year that coincide with an increased interest in traveling, such as spring break and the holiday
or summer season.

To assist consumers in identifying and avoiding the most common travel scams, BBB provides
the following brief descriptions of the top five most-reported travel scams:

 Vacation rental con. These con artists lure in vacationers with the promise of low fees and great
amenities. The”owner” creates a false sense of urgency – such as telling potential clients that
another vacationer is interested in the rental – to get payment up before doing sufficient
research or questioning the ad’s legitimacy.
 “Free” vacation scams. When a cruise or travel company advertises a vacation as “free,” it does
not necessarily mean the trip is without cost or restrictions. Watch out for add-on fees for air
transportation, port charges, taxes, tips and other undisclosed fees.
 Hotel scams. When staying in a hotel, beware of scammers who use various techniques to
obtain credit card information, including fake front desk calls, free wi-fi connections and fake
food delivery.
 Third-party booking site scams. Use caution if you book your airfare, hotel, or other travel
arrangements through a third-party website. BBB Scam Tracker continues to receive reports of
scammers pretending to be online airline ticket brokers. In the most common version of the
scam, travelers pay with a credit card and, shortly after making the payment, receive a call from
the company asking to verify their name, address, banking information, or other personal details
– something a legitimate company would never do.

To avoid becoming a victim of a travel scam this spring break, Better Business Bureau
recommends prospective travelers follow these guidelines:

 Get trip details in writing. Before making a final payment, get all the trip details in writing.
Details should include the total cost, restrictions, cancellation penalties, and names of the
airlines and hotels. Also, review and keep a copy of the airline’s and hotel’s cancellation and
refund policies and the travel agency or booking site’s cancellation policies.
 Too-good-to-be-true deals. As is common in various scams, if the deal or discount seems too
good to be true, it probably is. Scammers often use this tactic to lure in potential victims and use
aggressive “limited-time” language to entice travelers to pay before researching the business.

 Avoid wiring money or using a prepaid debit card. These payments are the same as sending
cash. Once the money is sent, there is no way to get it back. Consumers can dispute payments
provided via a credit card, making recovering funds a much simpler process.
 Call the rental owner. If you are not using a service that verifies properties and owners, do not
negotiate a rental solely by email. Many scammers don’t live locally. Speaking with the owner
on the phone and asking detailed questions about the property and local attractions will clarify
whether the listing is genuine. An owner with vague answers is a clear red flag.
 Unsolicited offers. Be cautious if you win a free trip without entering a contest or sweepstakes.
This is especially true if the offer is time-sensitive and requires the consumer to pay a processing
fee or risk it going to another “winner.” Check the official website of the company the offer
originates from to verify that it is legitimate.

For more tips on how to avoid travel scams, visit BBB.org/Travel.

If you or someone you know has been a victim of a travel scam, report it to BBB Scam Tracker.
Information provided could prevent another person from falling victim.

Filed Under: Better Business Bureau, chamber of commerce, Charities, corpus christi jobs, cybersecurity, home maintenance, property taxes, Real Time MLS, realtors, selling a home, spring break

BBB Tip: Recovering from freezing temperatures while avoiding

February 26, 2024 By

BBB Tip: Recovering from freezing temperatures while avoiding unethical contractors and utility impostors

Over the weekend, plummeting temperatures and wintry weather mixtures have struck
communities across Texas, with many residents experiencing power outages, ruptured water
lines, hail damage, fallen tree limbs, or other issues due to below-freezing temperatures. As
home and business owners begin to thaw out in the coming days, many will discover a
variety of problems resulting from the sudden cold snap. While some homeowners can
easily handle cleanup and repair efforts, others will likely require the help of a professional.
Additionally, other residents may begin to piece together facts and receipts to learn they
interacted with an impersonated utility company that demanded immediate payment or a
fraudulent online seller advertising winter weather and emergency products.

After significant weather events that are likely to result in property damage, Better Business
Bureau typically receives an increase in reports of unethical contractors operating across
affected regions. Commonly referred to as ‘storm chasers,’ many businesses offering
services to residents negatively impacted by severe weather are well-respected and
legitimate. However, among these groups are those who would take advantage of a
homeowner in need rather than provide any meaningful service.

Some common issues reported to BBB in these types of situations include:
 The contractor requires a significant deposit (over 50% of the total estimate) from
the property owner and then continually postpones the start date until
communication stops. Any effort by the homeowner to contact the business is
unsuccessful, and the business’s physical location is either too distant to travel to,
abandoned, a residential home for sale, or a vacant lot.

 The homeowner is approached by a contractor who claims they have excess material
left over from a nearby project, and the business can pass the savings on to the
homeowner if they can start work immediately. Once the contractor begins the
project, the scope of work expands far beyond what was initially estimated, and the
homeowner is held accountable for paying a final bill that is significantly more
expensive than they expected.

 Repairs on systems requiring specialized work (plumbers, electricians, HVAC
technicians, etc.) are done by an unlicensed individual, leaving the homeowner liable
if the contractor did not do the repairs correctly or did not comply with the applicable
housing codes.

Property owners are encouraged to verify that the provided licenses are valid by checking
with the appropriate regulatory agency. In Texas, the Texas Department of Licensing and
Regulation and the Texas Department of Agriculture are two of the most likely agencies that
hold licenses for businesses that property owners may call upon to help recover from
freezing temperatures.

Decreasing temperatures also allow utility scammers to take advantage of people’s fears of
being without heat during the cold weather. Be wary of texts, phone calls or emails from the
utility company that services your area claiming that they will shut your heat off
immediately unless an outstanding bill is paid. According to the Public Utility Commission of
Texas, an electric utility company cannot disconnect a customer anywhere in its service area
on a day when:

The previous day’s highest temperature did not exceed 32 degrees Fahrenheit, and
the temperature is predicted to remain at or below that level for the next 24 hours,
according to the nearest National Weather Service (NWS) reports.

Filed Under: Better Business Bureau, Breast Cancer, Charities, corpus christi jobs, cybersecurity, hispanic chamber of commerce, Hurricane Relief, Investment Property, Scam Alert, spring cleaning, windstorm insurance

February 2024 Heart Health Month

February 4, 2024 By

The month of February is designated as Heart Month. This month strives to educate the
public about the importance of improving heart health. This endeavor aims to help people
identify and understand helpful adjustments that can be made to increase heart health. The term
“heart disease” refers to several types of heart conditions. In the United States, the most common
type of heart disease is coronary artery disease, which can lead to heart attack. You can greatly
reduce your risk for heart disease through lifestyle changes and, in some cases, medicine. There
are several everyday things that we can do in achieving healthier lives for 2024. With this
designation, both the American Heart Association along with the US Centers for Disease Control
and Prevention (CDC) have put out some great information.

Heart disease is the leading cause of death for men and women in the United States.
Every year, 1 in 4 deaths are caused by heart disease. The good news is that heart disease can
often be prevented when people make healthy choices and manage their health conditions.
Communities, health professionals, and families can work together to create opportunities for
people to make healthier choices. National trends show heart disease death rates are declining
more slowly than they have in the past, especially among adults ages 35 to 64. The CDC
Division of Heart Disease and Stroke Prevention and Million Hearts is focused on letting
younger adults know they are not immune to heart disease, but that they can reduce their risk—at
any age—through lifestyle changes and by managing medical conditions. For more information
and statistics about heart disease visit https://www.cdc.gov/heartdisease/index.htm.

Here are some tips from the CDC to take control of your heart health:
 Find time to be active. Aim for at least 150 minutes of physical activity per week.
 Make healthy eating a habit. Small changes in your eating habits can make a big
difference. Try making healthier versions of your favorite recipes by looking for ways to
lower sodium and trans-fat. Additionally, try to incorporate more fruits and vegetables.

 Quit tobacco. Smoking cigarettes and using other tobacco products affects nearly every
organ in your body, including your heart. Visit the CDC website for great tips on how to
quit. https://www.cdc.gov/tobacco/campaign/tips/quit-
smoking/index.html?s_cid=OSH_tips_D9385

 Know your numbers. High blood pressure and high cholesterol are major risk factors for
heart disease. Ask your health care team to check your blood pressure and blood
cholesterol levels regularly and help you take steps to control your levels.
 Stick to the “script”. Taking your medications can be tough, especially if you feel fine.
However, focusing on your medication routine is important for managing and controlling
conditions that could put your heart at risk.

The American Heart Association (AHA) is an organization that helps bring heart health
knowledge, leadership, and resources to all levels of government. Whether it is the federal, state,
or local level, the AHA identifies ways of educating the public and develops systems of care that
work to help acute conditions, which will result in helping to improve the patient’s outcomes.
Many of these systems coordinate impacted people to help them recover, while also improving
the cost-effectiveness of their care. These systems of care generally are tailored by more
localized methods that focus on certain regions of the nation and individual states. The
Association uses collected data that helps a seamless transition from each stage of care. It is with
these types of awareness and outreach that they hope will save lives. If you would like to learn
more information about healthy tips on cardiovascular health, you can visit the American Heart
Association’s website at www.heart.org .

If you have questions regarding any of the information mentioned in this week's article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces County (Part). He can be contacted
at todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: Barefoot Mardi Gras, Charities, corpus christi business, cybersecurity, home maintenance, Hurricane Aide, Hurricane Relief, Mortgages, North Padre Island, Padre Island Business Association, padre island events, Real Time MLS, realtors, rentals, Restaurants, selling a home, spring cleaning, Todd Hunter

La Posada – Toys For Tots

December 15, 2023 By

With the holidays in full swing, it’s the perfect time for the residents of the
Coastal Bend to join together to assist those less fortunate. In the spirit of the holidays, I
wanted to take this opportunity to bring attention to certain efforts in our area that will
benefit many families this holiday season.

Toys for Tots is a nationwide campaign and has very strong roots and
participation in Corpus Christi, Port Aransas, Rockport-Fulton, and the Coastal Bend
area. The initiative began in 1947, when Marine Major Bill Hendricks collected and
donated 5,000 toys to children in their city. The campaign was so successful that Marine
Reserve Units around the country began collecting and donating toys, under the shared
objective to “bring the joy of Christmas to America’s needy children.” Since its inception
in 1947, the U.S. Marine Corps Reserve Toys for Tots Program has distributed over 452
million toys to more than 209 million needy children across the country. Events are held
around the area to promote the Toys for Tots holiday drive effort from the public, along
with Marines from the local Naval Air Station who collect donations. With a great
military base, strong charity presence and generous-minded people and industry, District
32 is a great place for Toys for Tots to contribute to the children of our area. If you would

like to learn more or get additional info, please visit their website at: https://corpus-
christi-tx.toysfortots.org/local-coordinator-sites/lco-sites/default.aspx
In addition to this great organization, there are many other charitable events in
the area occurring this holiday season. To find volunteer opportunities, you can look at
Feeding Texas’s website https://www.feedingtexas.org/get-help/. As we prepare for the
holiday season, let’s join together in helping the community and bettering the lives of
those around us.

If you have questions regarding any of the information mentioned in this week's
article, please do not hesitate to call my Capitol or District Office. Please always feel
free to contact my office if you have any questions or issues regarding a Texas state
agency, or if you would like to contact my office regarding constituent services. As
always, my offices are available at any time to assist with questions, concerns or
comments (Capitol Office, 512-463-0672; District Office, 361-949-4603).

– State Representative Todd Hunter, District 32
Rep. Hunter represents Aransas County and part of Nueces County. He can be contacted
at todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: Barefoot Mardi Gras, BeachWalk Development, buying a home, chamber of commerce, Charities, Holiday Parties, home maintenance, Local Food, Local Schools, mustang island, New Homes Padre Island, Packery Channel, Padre Island Business Association, padre island events, Padre Isles POA, Park Road 22 Proposed Bridge, port aransas, realtors, Restaurants

National Epilepsy Awareness Month

November 2, 2023 By

The month of November is recognized as National Epilepsy Awareness Month.
According to the Epilepsy Foundation, 1 in 26 people will develop epilepsy in their lifetime. In
addition to this, 3.4 million Americans currently live with epilepsy. This means that epilepsy is
not rare and is actually more common than most people think. Since millions of Americans live
with epilepsy, it is important to understand the disease and how it affects people. National
Epilepsy Month is important because it is a time dedicated to learning about epilepsy and raising
awareness about the disease.

Epilepsy is a neurological condition in the brain that triggers seizures. As stated by the
Epilepsy Foundation, “doctors believe that seizures happen when a brain’s uncontrolled increase
of excess electrical activity obstructs its normal functions.” This means that a seizure causes a
short interruption to messages traveling back and forth within the brain. There are two types of
seizures. The first type of seizures are generalized seizures which affect both sides of the brain.
The other type of seizures are focal seizures which are located in just one area of the brain and
are also called partial seizures. A few symptoms of seizures are: temporary confusion, a staring
spell, stiff muscles, uncontrollable jerking movements of the arms and legs, loss of
consciousness or awareness, psychological symptoms such as fear, and anxiety or deja vu. Once
a person has had two seizures, they are diagnosed with epilepsy.
Epilepsy has no identifiable cause in about half the people with the condition. In the other
half, the condition may be traced to various factors, including: genetic influence, head trauma,

brain abnormalities, infections, prenatal injury, and developmental disorders such as autism.
Even though there is no distinguishable cause of epilepsy, there are a few risk factors for
someone to develop epilepsy. A few of the risk factors are: age, family history, head injuries,
stroke and other vascular diseases, dementia, brain infections, and seizures in childhood.
For more information about epilepsy, please visit the Epilepsy Foundation’s website
https://www.epilepsy.com/make-difference/public-awareness. Along with this, the CDC is a
fantastic resource to learn more about the risk factors and types of seizures associated with
epilepsy https://www.cdc.gov/epilepsy/index.html. Additionally, you can visit John Hopkins
Medicine to learn about the treatment options for epilepsy https://www.hopkinsmedicine.org.
If you have questions regarding any of the information mentioned in this week’s article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and part of Nueces County. He can be contacted at
todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: Better Business Bureau, Breast Cancer, chamber of commerce, Charities, Corpus Christ Real Estate Data, corpus christi business, corpus christi city council, cybersecurity, Eagle Ford Shale, home maintenance, Hurricane Relief, Investment Property, North Padre Island, Padre Island Business Association, Park Road 22 Proposed Bridge, property taxes, Retail Tax, Scam Alert, Todd Hunter

BBB Scam Alert: Paypal Impostors Steal Thousands from Texas Residents

October 27, 2023 By

amInnovations in payment processes have introduced a wide range of opportunities for
legitimate businesses to market their products and services to a broad audience. The
convenience and ease of peer-to-peer (P2P) payment applications provide a direct, cost-
effective method to receive funds from customers for businesses of any size. However,
unlike traditional financial institutions such as a bank or credit union, P2P apps do not have
a physical location its users can visit to talk directly with a representative, and the focus on
digital interactions provide an opportunity for scammers to impersonate representatives to
carry out a range of schemes. Recently, reports to BBB Scam Tracker from Texas residents
have brought a new PayPal impostor tactic to light. Using a high-tech approach, some
victims of this scam report losing over $80,000 under the assumption they are disputing an
unauthorized charge.

How the scam works:

Victims receive what appears to be a confirmation email from PayPal for an expensive
product, typically over at least $1,000. The email closely mimics a legitimate PayPal
confirmation, including the design, PayPal logo, order number, and shipping details from a
supposed supplier. In multiple places in the email, bolded or red text emphasizes a call-back
number to dispute the transaction. However, the phone number provided does not connect
the victim with PayPal but with an impostor that begins to guide them through the next
steps.

The impostor directs the victim to download and run a Reason ReFill Sound Bank File (RFL)
to reverse the pending charge. RFL files (e.g. FileName.rfl) are commonly used within the
music industry to compress and transfer samples, songs and patches. However, their use
also extends to storing databases or running virtual prototypes and simulations. The general
public’s unfamiliarity with the RFL file type assists the scammer by requiring the victim to
rely more heavily on their guidance, such as helping the victim to download a program that
can read and open an RFL file as opposed to more widely-used file extensions such as
Microsoft Word (e.g. FileName.docx) or Excel (e.g. FileName.xlsx).

After opening the file, the victim encounters a dashboard that appears to be designed to
handle their reimbursement request. Following the impostor’s directions, they input the total
cost of the transaction included in the invoice and their banking information. Although the
dashboard appears to be legitimate, it is designed not to recognize decimal points and
seems to credit the victim’s account with an excessive amount of money when submitted.
For example, a $1,999.99 pending charge becomes a $199,999.00 account credit. Using
fear or coercion, the scammer directs the victim to make wire transfers (or other
unprotected method) from the credited account to return the ‘excess’ funds. Often, they will
ask for the total payment to be provided through a series of smaller ones or claim they did
not receive a previous transfer. In either case, the victim is out the amount of money they
‘returned’ when the pending credit is detected as fake and removed from their account.
How to avoid

Verify PayPal purchase history and details using the official app or going directly
to the website. Avoid clicking on any links in the email itself that claim to direct you to
PayPal, as they may send you to a lookalike website instead. Be wary of phone numbers in
unsolicited emails, as they may connect you with an impostor.

Research the suppliers’ address. Scammers use well-known sellers in fake invoices and
often fabricate business addresses or use a residential address in their place. A quick
internet search of that address can help determine if it is a physical location associated with
the product supplier. For example, some email screenshots victims provided to BBB showed
an Amazon supplier located at a Farland Avenue address in San Antonio, Texas. A quick
internet search will find no Amazon supplier at the address and, even more telling, no street
in San Antonio named Farland Avenue.

Check the email address the invoice is coming from. Look at the domain and name of
the email address that sent the invoice. Official communications should come from an email
account associated with the business rather than a personal or generic domain. Be wary of
immediately trusting an email that uses an official email address as the Name of the
account, as these can be fake. The full email address is often included in parentheses,
brackets, or delimiters after the name.

Never reimburse excess funds through another payment method. Common in fake
check scams and fraudulent employers, be wary of returning overpaid funds provided via
one payment method through another. Scammers often ask for immediate reimbursement
before your financial institution can verify a pending transaction. As much as possible, avoid
returning excess money through immediate and direct methods such as gift cards, wire
transfers, and unprotected mobile app transactions. Scammers know that these methods
are fast and challenging to reverse.

Double-check the URL and domains. Scammers often switch around domains and
subdomains to impersonate a business. For example, they may change PayPal.com to
info.PayPal.com, Pay.Pal.com, PayPal.Returns.com, or any other variation. Additionally, links
in an email may direct you to a completely different URL than the one highlighted. Use only
known and trusted methods to communicate with businesses, such as their official mobile
app or typing the website's URL directly into your internet browser.
For more information about how to spot and avoid impostors and other scams, visit
BBB.org/AvoidScams.

Filed Under: Better Business Bureau, chamber of commerce, Charities, cybersecurity, property taxes, Retail Tax, Scam Alert

BBB Scam Alert: How to spot a credit check scam when apartment shopping

September 25, 2023 By

Planning a move this summer? According to multiple BBB Scam Tracker reports, scammers
are using a new twist on fake rental ads to trick potential renters into compromising
sensitive personal information. While credit checks are a routine process many landlords
and rental companies use to evaluate potential renters, fraudulent rental listings are being
used to direct interested tenants to a website that requires personal information to run a
credit check. Unfortunately, the website is a data-mining operation that collects and sells
the information provided to the highest bidder, placing people who use it at an increased
risk of having their identity stolen.

Most often encountered while browsing rental listings online, scammers entice victims by
advertising a rental unit or home at prices significantly lower than what is typically found in
the area. They may claim to represent an established property company or an individual
landowner searching for trustworthy tenants. The listing often includes pictures, videos,
layouts, and other specifics that renters expect to see included in a rental advertisement.
Unfortunately, most of these pictures are either fabricated or stolen from a legitimate
listing, and the supposed landowner quickly disappears after the applicant submits their
information to the credit check website.

One consumer reported to BBB Scam Tracker they “gave my name, address and Social
Security Number to obtain my credit score from this website. I was asked to take a
screenshot of my score and send it to the same address that emailed me the link.
Afterward, I was sent an email with a showing time, but the house number was not listed on
this email or the listing on Craigslist.” All additional attempts to call and email the supposed
landowner went unanswered.

To avoid credit check rental scams, Better Business Bureau recommends renters:
Be wary of lower-than-usual prices. If the rent for an apartment or home is significantly
less than the going market rate for the area, consider it a red flag. Scammers often draw
people in with claims that sound too good to be true. Spend the time to compare the price
with other similar rental properties in the area to make an informed decision.
Do some research. Search the listing online through multiple sources using the associated
phone number, email address or physical address. If you find another listing for the same
property in a different city, you’ve spotted a scam. Reverse image searches can be helpful to
determine if the photos have been stolen from another listing, as well as searching for the
landowner’s name to check if anyone else has encountered a scam when interacting with
them.

Always see the property in person. Many rental scams involve listings for properties that
don’t exist, are vacant lots, or are for sale. Be very wary if the property owner refuses to
disclose the rental property's location before you complete a credit check or pay them a
deposit. If the address provided is for a house that has a ‘For Sale’ sign in the yard, be
cautious because you might not be in contact with the actual owners.
Verify the property owner’s information. Contact a licensed real estate agent to see
who owns a property or check the county’s property appraiser website. Ask the property
owner for a copy of their ID to verify they are who they claim to be before you offer
sensitive information like your Social Security Number for a credit check.

Be cautious about credit check websites. Scammers are well-versed in making websites
appear legitimate and often create fake testimonials and reviews. Use reputable sources to
prove credit history, such as AnnualCreditReport.com or consumer reporting companies
listed by the Consumer Financial Protection Bureau.
For more information about how to avoid scams while moving and renting,
visit BBB.org/Moving.

Filed Under: Better Business Bureau, chamber of commerce, Charities, COVID-19 Virus, cybersecurity, North Padre Island, Padre Island Business Association, padre island events, Padre Isles POA, property taxes, spring cleaning, Todd Hunter, windstorm insurance

Ovarian Cancer Awareness Month

September 4, 2023 By

The month of September is recognized as Ovarian Cancer Awareness Month. According
to the National Ovarian Cancer Coalition, ovarian cancer is rare since only 1.1% of women will
be diagnosed with ovarian cancer. Yet, it is the number one cause of cancer-related death among
women. Additionally, in 2023 it is estimated that 19,710 women will be diagnosed with ovarian
cancer and of those diagnosed 13,270 women will die. Due to the mortality rate, it is important to
know about ovarian cancer so people can be educated about the risk factors along with the signs.
National Ovarian Cancer Awareness Month is important because it is a time dedicated for
women and the public to gain knowledge about ovarian cancer. This is important because an
increase of public knowledge can lead to earlier diagnoses and hopefully lower the death rate.
Therefore, the purpose of this month is to raise awareness surrounding ovarian cancer which is
sometimes referred to as the “silent killer.” This is due to the fact that the symptoms of ovarian
cancer are very similar to other diseases which means women will overlook the signs and they
will not realize they should see a doctor and get tested. As a result of this, the diagnosis for
ovarian cancer is typically confirmed at a later stage. According to the National Ovarian Cancer
Coalition, only 20 percent of ovarian cancer is diagnosed in the early stages.
Since the symptoms of ovarian cancer are similar to other diseases, it is critical to know
what they are in order to get an early diagnosis. A few of the common symptoms for ovarian
cancer are persistent bloating, difficulty eating or feeling full quickly, and pelvic or abdominal
pain. Along with these symptoms, the strongest risk factors include increasing age and family

history. Knowing the signs and risk factors of ovarian cancer is important because an early
diagnosis can be lifesaving.
For more information about ovarian cancer, please visit the National Ovarian Cancer
Coalition’s website. https://ovarian.org/about-ovarian-cancer/what-is-ovarian-cancer/
Along with this, radiologyinfo.org is a wonderful resource to learn more about ovarian
cancer, how to prevent it, and how it is diagnosed. https://www.radiologyinfo.org/en/info/psa_oc
Additionally, you can visit the American Association for Cancer Research to learn about
the risk factors and symptoms of ovarian cancer. https://www.aacr.org/patients-
caregivers/awareness-months/ovarian-cancer-awareness-month/

If you have questions regarding any of the information mentioned in this week's article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and part of Nueces County. He can be contacted at
todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: Better Business Bureau, Charities, corpus christi jobs, Corpus Christi Schools, COVID-19 Virus, cybersecurity, Hurricane Aide, Hurricane Relief, North Padre Island, Scam Alert, Todd Hunter, Whitecap NPI

Ultraviolet Safety Month

July 3, 2023 By

July is designated as National Ultraviolet (UV) Safety Month. According to the
American Cancer Society, individuals with a high level of exposure to UV rays from
the sun have an increased risk of skin cancer, which is the most prevalent type of
cancer in the country. It is important to note that despite these statistics, skin cancer is
also one of the most preventable forms of cancer and can be avoided by reducing one’s
exposure to UV radiation. As such, I would like to share some important information
on the necessary precautions to take in order to safeguard against the damaging effects
of UV radiation this summer as recommended by the United State Department of
Health and Human Services (HHS).

One of the most important ways to protect oneself from overexposure to UV
radiation is to understand the risks. While the sun emits UV rays no matter the season,
exposure is greatest during the summer months, which also coincides with a time of
increased outdoor activity for most people. As one of the most popular tourism
destinations in the state, this is especially true in our area as both locals and visitors
alike spend more time outside participating in recreational activities such as fishing,
kayaking and swimming. It is also important to note that the sun’s UV rays are
strongest between 10 a.m. and 4 p.m. As such, HHS recommends seeking shade when
possible, during these hours to limit exposure.

Moreover, according to the Environmental Protection Agency (EPA), the
strength of the sun’s UV rays can vary from day to day due to many factors such as
changes in the weather. Limiting outdoor activity during days when the UV Index
forecast is high can also help reduce one’s chance of overexposure. You can check the
UV Index forecast to understand the exposure risks in our area daily by visiting Sun
Safety – The UV Index.

In addition to understanding your risk of exposure to UV radiation, another way
to reduce instances of skin cancer is by wearing protective clothing such as long-
sleeved shirts and pants. The Center for Disease Control (CDC) has also stated that UV
radiation is linked to many common vision issues such as cataracts. To protect against
damage from UV radiation, both the CDC and HHS recommend wearing broad-
brimmed hats and UV-blocking sunglasses.

According to American Cancer Society, wearing sunscreen is one of the most
important precautionary measures to take in avoiding overexposure to the sun’s
harmful UV rays. The United States Food and Drug Administration (FDA) recommends
generously applying broad-spectrum sunscreen to cover all exposed skin, which will
help protect against both ultraviolet A (UVA) and ultraviolet B (UVB) rays. The FDA
also recommends using a sunscreen with a sun protection factor (SPF) at a value of at
least 15. Sunscreen should be generously applied throughout the day, especially after
swimming and sweating.

This summer, I hope you will all join me in promoting UV safety by following
the recommendations outlined above. To learn more about the ways you can prevent
overexposure to UV radiation, please visit the HHS July UV Safety Month information
visit Fun and Breezy – Summer Safety Tips. To learn more about skin cancer,
including risk factors and early detection techniques, please visit American Cancer
Society.

If you have questions regarding any of the information mentioned in this week’s
article, please do not hesitate to call my Capitol or District Office. Please always feel
free to contact my office if you have any questions or issues regarding a Texas state
agency, or if you would like to contact my office regarding constituent services. My
offices are available at any time to assist with questions, concerns, or comments
(Capitol Office, 512-463-0672; District Office, 361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces County (Part). He can be
contacted at todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: BeachWalk Development, Better Business Bureau, chamber of commerce, Charities, hispanic chamber of commerce, Hurricane Aide, Hurricane Hanna, Hurricane Relief, mustang island, North Padre Island Marina, Padre Island Business Association, Park Road 22 Proposed Bridge, port aransas, Todd Hunter

Shred It for Sealife to Benefit Texas Sealife Center

June 3, 2023 By

FOR IMMEDIATE RELEASE

 

Coastal Financial and Padre Island Business Association (PIBA) are proud to announce their upcoming event, Shred It for Sealife, to benefit the Texas Sealife Center. This community shredding event and donation drive will be held on Saturday, June 10, 2023, from 9am to 12pm at Texas Sealife Center located at 14220 S Padre Island Dr.

A Shred-It truck will be on-site for individuals and businesses to dispose of their sensitive documents in a way that is secure and environmentally friendly. PIBA Ambassadors and volunteers will guide the public through the drop-off process. Donations of any amount are welcome and will go directly to the Texas Sealife Center, a nonprofit organization dedicated to the rescue, rehabilitation, and release of injured and sick sea turtles and other marine animals.

“We are excited to partner with Padre Island Business Association to host this event for the community.” Said Keith Clark, President of Coastal Financial. “Identity theft is a growing concern for my clients and many people, and we want to provide a safe and convenient way for them to dispose of their sensitive documents while also protecting the environment and supporting the efforts of the Texas Sealife Center. We hope to make Shred-It for Sealife an annual event and invite everyone in the community to participate.” Mr. Clark will also match the first $500 in donations.

What to Bring: Paper documents you’d like securely shred. Up to 5 containers (file boxes or equivalent) per person. Items NOT allowed: stiff metal, hanging folders, plastic bags, electronic devices, or items that will jam the shredder. You can contact the Coastal Financial office at (361) 949-3330 for more details.

Coastal Financial, LLC

Keith R. Clark, FA
14933 S Padre Island Dr
Corpus Christi, TX 78418
(361) 949-3330
keith.clark1@lpl.com

Filed Under: Charities, Hurricane Relief, New Homes Padre Island, Padre Island Business Association, padre island events, Restaurants, Retail Tax, spring break, Water Exchange Bridge

National Mental Health Awareness Month

May 2, 2023 By

Each year, May is designated as National Mental Health Awareness Month. This
awareness month began to educate communities about mental health conditions and provide
support along with resources to those individuals living with mental illness. Millions across the
country are affected by mental illness each year. According to the Texas Statewide Behavioral
Health Coordinating Council, over 3.3 million adults in Texas are living with a mental illness.
Furthermore, more than half of the adults in Texas who need mental health treatment do not
receive any. Unfortunately, children are affected by mental illness as well. According to the
Texas Health & Human Services Commission, one out of four children will have a mental illness
during childhood. Therefore, breaking down the stigma attached to mental illness through
education and outreach is a key goal of National Mental Health Awareness Month.
According to the National Alliance on Mental Illness (NAMI), a mental illness is a
condition that affects a person’s thinking, feeling, behavior, or mood. Mental health conditions
are far more common and come in many different forms. As a result of this, it is important to
look for common signs of mental illness in adults and adolescents. To learn more about the
Substance Abuse and Mental Health Services Administration (SAMHSA) and find more
information about mental health conditions, please visit SAMHSA. For more resources please
visit the Texas Health and Human Services Commission. For more mental health resources in
Texas, visit Mental Health Texas.

In Texas, the Department of State Health Services (DSHS) contracts with Local Mental
Health Authorities (LMHAs) across the state to provide mental health services to communities.
The Nueces Center for Mental Health and Intellectual Disabilities delivers mental health services
to those who live in Nueces County. You can learn more by visiting https://www.ncmhid.org/.
Additionally, you can visit the Coastal Plains Community Center, which provides mental health
services in Aransas County.
If you have questions regarding any of the information mentioned in this week’s article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces County (Part). He can be contacted
at todd.hunter@house.state.tx.us or at 512-463-0672.

Filed Under: Barefoot Mardi Gras, BeachWalk Development, Better Business Bureau, chamber of commerce, Charities, corpus christi, Hurricane Aide, Hurricane Relief, Investment Property, North Padre Island Marina, Park Road 22 Proposed Bridge, Scam Alert, spring cleaning, Todd Hunter

April Brings Attention to Autism

April 1, 2023 By

April is National Autism Awareness Month. Awareness months are helpful because they
bring public attention to issues facing many of our friends and families and autism is no
different. According to the Centers for Disease Control and Prevention, the medical term for
Autism is Autism Spectrum Disorder (ASD), which is described as a group of developmental
disabilities which can cause significant social, communication and behavioral challenges.

The National Institute of Mental Health further characterizes ASD as:
 Ongoing social problems that include difficulty communicating and interacting with
others
 Repetitive behaviors as well as limited interests or activities
 Symptoms that typically are recognized during early childhood
 Symptoms that hurt the individual’s ability to function socially, at school or work, or
other areas of life

Further explanation of these characteristics can be found at
https://www.nimh.nih.gov/health/topics/autism-spectrum-disorders-asd/index.shtml
It is important to note that individuals diagnosed with ASD differ in their learning, thinking, and
problem-solving abilities. Autism is known as a “spectrum” disorder because there is wide
variation in the type and severity of symptoms people experience. ASD occurs in all ethnic,
racial, and economic groups. Although ASD can be a lifelong disorder, treatments and services
can improve a person’s symptoms and ability to function.
There is no known single cause for autism spectrum disorder, but it is generally accepted
that it is caused by abnormalities in brain structure or function. Brain scans show differences in
the shape and structure of the brain in children with autism compared to in neurotypical children.

Researchers do not know the exact cause of autism but are investigating a number of
theories, including the links among heredity, genetics, and medical problems.
In many families, there appears to be a pattern of autism or related disabilities, further supporting
the theory that the disorder has a genetic basis. While no one gene has been identified as causing
autism, researchers are searching for irregular segments of genetic code that children with autism
may have inherited. It also appears that some children are born with a susceptibility to autism,
but researchers have not yet identified a single “trigger” that causes autism to develop. However,
ASD can usually be diagnosed by the age of two.

There are a variety of organizations that provide helpful resources and information
regarding ASD. One organization is the Autism Society which was founded in 1965 by Bernard
Rimland, Ph. D, whose own son was diagnosed with ASD. Since its formation the Autism
Society has grown from a handful of parents to having local and state affiliate offices in nearly
all 50 states. These offices are connected through a network that enables the Autism Society to
share resources like referral services and education/awareness programs.

The Autism Society is dedicated to its role of increasing public awareness about ASD,
which includes the day to day challenges faced by individuals, families and professionals
affected by ASD. If you would like to learn more about the Autism Society you can go to
www.autism-society.org. Another organization that serves as a resource for ASD is Autism Now.
You can go to their website at www.autismnow.org to learn more.

If you have questions regarding any of the information mentioned in this week's article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces County (Part). He can be contacted at
todd.hunter@house.texas.gov or at 512-463-0672

Filed Under: Charities, Hurricane Aide, Hurricane Relief, Packery Channel, Park Road 22 Proposed Bridge, Scam Alert, spring cleaning, Todd Hunter, Water Exchange Bridge

Unclaimed Property

March 27, 2023 By

Texas is currently holding about $7 billion in cash and other valuables waiting for their
rightful owners to claim. The Texas Comptroller estimates that one in four residents of the State
of Texas has unclaimed property. Examples of unclaimed property include dividend, payroll, or
cashier’s checks; stocks, bonds, and mutual fund accounts; utility deposits and other refunds;
insurance proceeds; mineral interest or royalty payments; dormant bank accounts; and
abandoned safe deposit box contents.

The Texas Comptroller’s office receives unclaimed property as required by law from
financial institutions, businesses, and government entities that are holding personal property
which is considered abandoned or unclaimed. The unclaimed or abandoned property is turned
over to the Comptroller’s office when the property owners’ whereabouts are unknown, and the
property has been inactive on the books of the reporting company after the necessary
abandonment period has expired. It is important to know that the Comptroller’s office acts only
as a custodian of the unclaimed property and holds the property in trust until such time as it can
be claimed. Texas does not take legal ownership of unclaimed property, so there is no time
limit for filing a claim.

Over the past several years, the Texas Comptroller has traveled around the state to bring
public attention to the billions in unclaimed property being held by the State of Texas. In fiscal
year 2022, the agency paid a record $309 million in claims. This is important because since the
unclaimed property program began, the Comptroller’s office returned more than $4 billion worth
of unclaimed property.

In order to make the process of claiming your property easier, the Comptroller’s office
has outlined a number of recent features on their website to help enable the process. The website
is regularly updated with new property that has been received by their office. To find out if you
are one of these Texas residents with unclaimed property, I strongly recommend that you check
the unclaimed property list by visiting Texas Unclaimed Property at https://claimittexas.org/ or
by calling 800-321-2274 (CASH).

If you have questions regarding any of the information mentioned in this week’s article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces (Part) County. He can be contacted at
todd.hunter@house.state.tx.us or at 512-463-0672.

Filed Under: Better Business Bureau, chamber of commerce, Charities, corpus christi, Hurricane Relief, Packery Channel, Park Road 22 Proposed Bridge, spring cleaning, Todd Hunter

BBB Tip: Buying a car online

January 6, 2023 By

The ability to purchase goods and services online has permanently changed how countless industries conduct business.
The days of high-pressure sales tactics and price haggling are
largely in the past, as online marketplaces allow buyers to comparatively shop for the best
deal on the product they want across hundreds or thousands of sellers. Particularly when
purchasing expensive items, such as automobiles, online marketplaces allow buyers to
carefully evaluate advertised prices and compare them to other dealers.
However, interacting with an online marketplace does come with inherent risks, especially
when dealing with a private seller. BBB Scam Tracker receives multiple reports of
misrepresentative or fraudulent car purchasing scams every year, with often disastrous
results for the victim.

Fort Worth: Earlier in 2022, one Arlington-area resident reported encountering an online
seller who claimed to be deployed overseas and was selling their vehicle for $10,000. The
seller stated the vehicle would be shipped through a shipping company that did not exist,
and the address they provided was for a completely different company. When checking the
website of the shipping company, it claimed the business has been in operation since 1997,
but the website was registered in 2021 to a different company. With this information, the
buyer walked away from the transaction and reported their experience to Better Business
Bureau.

Austin/Waco/Bryan: In October, one active-duty military member stationed at Fort Hood
reported encountering an online seller who claimed their husband had passed away and was
selling his truck for $24,500. All transactions for the purchase would go through a provided
shipping company. The first red flags began to appear when the company would not provide
any requested information such as VIN numbers, accident report, owner history and would
only communicate via email and wire transfers. Suspicions raised, the buyer stated they,
“called the office number attached to the building’s location to find out they have no clue
who the company is and appreciate the information about a false company using their
location.”

Permian Basin: In October, one active-duty military member stationed at a Texas base
reported encountering an online seller who claimed their husband had passed away and was
selling his truck for $24,500. All transactions for the purchase would go through a provided
shipping company. The first red flags began to appear when the company would not provide
any requested information such as VIN numbers, accident report, owner history and would
only communicate via email and wire transfers. Suspicions raised, the buyer stated they,
“called the office number attached to the building’s location to find out they have no clue
who the company is and appreciate the information about a false company using their
location.”

San Antonio/Corpus Christi: In June, one South Texas resident found an online seller
advertising a 4X4 Jeep for $1,200 which claimed the vehicle was in McAllen, Texas. When
the buyer said they would travel to pick up the Jeep and pay the money, the seller suddenly
changed the story and said it was in Missouri. To purchase, the buyer was directed to
deposit the money in an unfamiliar account and the seller stated the vehicle had previously
been owned by a family member that had sadly passed away. Unfortunately, emotional
appeals like this are an all-too-common tactic of scammers.

If you are considering buying a car online, BBB recommends the following tips to
help you avoid getting scammed and get the best deal possible:
Set a budget. Before you set out to find the perfect car, it is important to establish a
budget. You will also want to factor in monthly expenses that come with owning a vehicle,
including insurance payments, fuel, parking, and routine maintenance and repairs. A clearly
defined budget will make choosing a vehicle, negotiating with a dealer, and getting a loan
much easier.

Do thorough research. Once you have narrowed your search, compare models you are
interested in keeping a close eye on safety ratings, owner reviews, and warranties. Visit
manufacturer websites to see detailed images of each car and research MPG statistics,
interior options, cargo space, towing capacity, and more. The additional time you spend on
these initial steps, the more comfortable you will feel when making a purchase.
Shop for a deal. These may include cash-back deals, rebates, low-interest financing
options, or incentives for recent graduates, military veterans, Uber and Lyft drivers, or first
responders. In addition, many dealers are willing to make price cuts on previous year
models or any model that did not sell as well as expected. Purchasing one of these surplus
vehicles can mean extra incentives from the dealer.

Speak with internet sales managers. When you find a car you are interested in, it is
time to get in touch with an internet sales manager. During your initial conversations, focus
on what car you want, whether they have it in stock or can get it, and how much they will
sell it for. If you are considering purchasing a certified pre-owned vehicle, now is the time to
ask for a copy of the vehicle history report.

Test drive the vehicle. You should always take a test drive before you sign the final
paperwork. There is no substitute for seeing a car in person, looking under the hood, sitting
in the driver’s seat, and making sure the engine runs smoothly. To do so, you may need to
travel to the dealer’s place of business. Alternatively, some dealers offer the ability to test
drive upon delivery, and if anything isn’t as expected, you may cancel the sale.
Complete the sale at the dealer or upon delivery.  It is still usually necessary to sign
the final paperwork in person. If you would rather avoid visiting the dealership, ask about
delivery. Some dealers will drop off the car at your home or place of business and allow you
to sign upon delivery.

Avoid online car sales scams
There are plenty of pros to buying a car online, but caution is needed as well. Anytime you
shop online, and especially when making an expensive purchase like a car, you should keep
the following tips in mind:

 Watch out for too good to be true deals. They are most likely a scam. Scammers
often steal consumers’ personal information and money by offering them high-value
goods at highly discounted prices.
 Never wire funds or complete bank-to-bank transactions. Scammers love this
kind of transaction because there is no way to get your money back once completed.
Instead, make legitimate purchases by check or credit card.
 Contact the seller by phone. At some point during your negotiations, speak with
the sales manager on the phone. If they are unusually vague about specific details of
the sale or cannot confirm their location or the vehicle location, it’s most likely a
scam.
 See the car first. Never buy a car without making an in-person inspection and
taking a test drive first.
 Don’t give in to pressure. Scammers often try to pressure you to give up your
personal information or make a down payment before you have time to think about
the purchase. Take your time and consider a deal over before agreeing to anything.
 Don’t trust a seller or buyer who says that eBay, PayPal, Craigslist, or
another online marketplace guarantee the transaction. These sites explicitly
explain they cannot guarantee that people using their services are legitimate.

To learn more, see the BBB tips on buying a new car and buying a used car. You can also
lookup car dealerships at BBB.org to check their business rating and read customer reviews.
Find new car dealers near you and used car dealers near you.

Filed Under: Better Business Bureau, chamber of commerce, Charities, cybersecurity, Holiday Parties, Hurricane Aide, Padre Island Business Association, Scam Alert, spring break

BBB Tip: How to avoid purchasing fake tickets to events

December 5, 2022 By

As another Texas summer with record-breaking heat ends and the beginning of the Fall
season approaches, many people will be looking to get out and enjoy themselves at various
events across the state. Residents may be planning on watching their favorite sports team
compete this season or attending a concert featuring a famous musician. With the prices of
tickets to major events increasing and the ever-present threat of con artists capitalizing on
marketplace trends, BBB recommends consumers exercise caution when searching for and
purchasing tickets to their next event.

While most people know to be careful when purchasing tickets off a third-party website or
reseller, recent reports to BBB Scam Tracker show a concerning trend of scammers
disguising themselves as reputable ticket sellers when interacting with the victim. These
schemes often leverage the credibility of companies such as Ticketmaster to convince
victims to provide payment for tickets that are either fake, for the wrong event or priced
significantly higher than the going rate. Some may also advertise discounted tickets for
high-priced seats or sections, which turns out to be false once the tickets are received, or
the purchaser arrives at the venue.

In many worst-case scenarios, a consumer who is provided a fake ticket plans an entire
weekend around the event, including travel costs and a hotel room, only to be turned away
at the entrance. Victims may also find that the credit or debit card used to pay for the
tickets has a series of charges they do not recognize, resulting in them having to cancel the
card and dispute those transactions with their bank to varying degrees of success.
To help prevent fraudulent sellers from interrupting your event plans, Better Business
Bureau provides the following tips:

 Purchase directly from the venue whenever possible. Many consumers
automatically go to a secondary resale market to purchase tickets for an upcoming
event before first checking with the venue. Going directly to the venue may not only
save money but is also a way to ensure that a purchase is for a valid ticket. Venues
also often include what secondary resale organization they are listing their tickets on,
giving consumers an additional layer of protection from purchasing fake tickets.

 Consider your source. There is a significant difference between purchasing a ticket
from a professional ticket broker and a ticket scalper. While dealing with the latter
may result in obtaining valid tickets, the risk of encountering a scammer is
significantly greater. Always exercise caution when purchasing from sources that are
not members of the National Association of Ticket Brokers (NATB) or Better Business
Bureau.

 Research the seller/broker. Brokers who are members of NATB offer a 200%
purchase guarantee on tickets, protecting consumers that use their services.
Visit NATB.org to confirm you are interacting with a NATB-member resale company.

 Check for website encryption. It is good practice to always check for the lock
symbol in the website address, indicating a secured system is enabled on the site.
BBB strongly recommends against giving any banking information to websites that
are not secured.

 Know the refund policy. Only purchase tickets from a ticket reseller that clearly
details the purchase terms. Avoid sellers who do not disclose where the seats are located or where purchasers can pick up tickets. If the deal seems “too good to be
true,” trust your instincts and thoroughly investigate the seller before purchasing
tickets.

 Use protected payment options. Debit or gift cards, mobile banking apps and
cash transactions are risky due to difficulties recovering money if the tickets are
fake. BBB recommends using credit cards for all online purchases due to the
additional protections they offer consumers to obtain a refund.

 Verify tickets. If you doubt the authenticity of a purchased ticket, present it to the
“Will Call” or customer service center of the event venue. They will inform you if it is
legitimate or explain how a legitimate ticket for their venue should look.

If you have been a victim of a fake ticket scam, report it to BBB Scam Tracker. Information
provided could prevent another person from falling victim.
For more information about ticket scams, visit BBB.org.

Filed Under: Better Business Bureau, chamber of commerce, Charities, Corpus Christi Foreclosures, cybersecurity, home maintenance, Investment Property, Local Food, property taxes, realtors, Retail Tax

National Diabetes Awareness Month

November 4, 2022 By

Every year the month of November is recognized as Diabetes Awareness Month. The purpose of this month is to raise awareness regarding the disease since millions of Americans live with diabetes. According to the American Diabetes Association, 37.3 million Americans have diabetes. Additionally, 96 million people are categorized as pre-diabetic which is a condition where glucose levels are higher than normal but not yet high enough to be considered diabetes. This is an important month to learn about diabetes due to the high number of Americans diagnosed with diabetes.

The objective of Diabetes Awareness Month is to increase public knowledge of diabetes. There are two types of diabetes. The first is Type 1 which accounts for 5-10% of all diabetes and is typically diagnosed in children and young adults. Type 1 diabetes occurs when the body does not produce insulin. The exact cause of Type 1 diabetes is unknown, but it is generally thought to be caused by a combination of genetics and an immune system disorder that affects insulin-producing cells in the pancreas. Individuals with Type 1 diabetes are generally required to monitor their blood sugar levels closely and take insulin daily to survive. The other form of diabetes is Type 2 diabetes which is the most common form of diabetes. Type 2 diabetes develops over time and occurs when the body becomes insulin resistant, meaning it is unable to process insulin properly.

Currently, there is no cure for diabetes. However, Type 2 diabetes can be manageable and, in some instances, preventable. According to the American Diabetes Association, Type 2 diabetes can be managed by taking prescription medicines, following a healthy eating plan, reducing tobacco use, and exercising to ensure blood sugar levels are kept within a healthy range. Similarly, those who are pre-diabetic or who are at a high risk of developing Type 2 diabetes can delay or even prevent the onset of the disease by making changes towards living a healthier lifestyle.

For more information about diabetes, please visit the American Diabetes Association www.diabetes.org.

Additionally, you visit the Texas Department of State Health Services to learn more about treatments for diabetes https://www.dshs.texas.gov/txdiabetes/.

If you have questions regarding any of the information mentioned in this week’s article, please do not hesitate to call my Capitol or District Office. Please always feel free to contact my office if you have any questions or issues regarding a Texas state agency, or if you would like to contact my office regarding constituent services. As always, my offices are available at any time to assist with questions, concerns or comments (Capitol Office, 512-463-0672; District Office, 361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and part of Nueces County. He can be contacted at todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: BeachWalk Development, Better Business Bureau, chamber of commerce, Charities, realtors, Scam Alert, spring cleaning, Todd Hunter, windstorm insurance

BBB Tip: Donating wisely during Breast Cancer Awareness Month

October 24, 2022 By

Every October, countries worldwide observe Breast Cancer Awareness Month, focused on
increasing support and awareness of the most common cancer affecting women worldwide.
According to the Centers for Disease Control (CDC), breast cancer is the most common
cancer affecting women in the United States. In Texas, more than 19,000 new breast cancer
cases were diagnosed in 2019.

While medical advancements have continued to increase the survivability of those suffering
from breast cancer in high-income countries to a five-year survival rate of 90%, inequalities
in early detection, access and quality of care have resulted in a 66% survival rate in India
and a 40% rate in South Africa, according to the World Health Organization. Much work
remains to advance research efforts to find a cure and increase survivability worldwide, and
Breast Cancer Awareness Month is a great time to raise funds for the cause.

There are countless ways to contribute, and consumers help raise millions of dollars each
year, often by purchasing “pink ribbon” items. Many donors also contribute directly to a
charity focused on breast cancer. However, just because a charity is advertising that
proceeds benefit breast cancer research or awareness does not automatically mean you are
donating wisely. When deciding which charity to donate to, be sure to ask critical questions
such as:

 How much money goes to breast cancer programs and services?
 What breast cancer programs or services are supported by the organization?
 Is the money being used for breast cancer awareness, treatment or research?

If awareness, what are the efforts made to raise awareness, and to what effect? If
research, what aspects of breast cancer are being researched, and how are the
findings contributing to ending breast cancer? What is the charity doing to assist the
medical professionals treating those who have breast cancer?
BBB recommends exercising caution when choosing a charity to support and offers the
following tips from BBB’s Wise Giving Alliance:

Shop smart. Some companies donate a portion of the sale of specific items designated with
pink ribbons or packaging. When shopping for “pink ribbon” items, see if the promotion is
transparent about which charity it will benefit and how much of the purchase will be
donated. Watch out for vague claims of proceeds benefiting unspecified charities.

Check the charity. Charities accredited with BBB Wise Giving Alliance meet the 20 BBB
Charity Standards. If you are considering donating to a charity that is unfamiliar to you, go
to Give.org to view its charity report or find trustworthy organizations. When researching a
charity, pay close attention to its name, as some questionable charities may use names
similar to those of established organizations.

Participate carefully. Some charities host fundraising events in addition to marketing
promotions. If this interests you, gather all the important information before signing up. Is
there a participation fee or are you required to sign up a minimum number of sponsors? Is
the event being hosted in person or virtual? Always research the charity or group organizing
the event before you register.

Take action. If your preferred charity is not holding any events or promotions during
Breast Cancer Awareness Month, contact them directly to see how you can volunteer or
donate on your own time. Every type of contribution helps!
To view charity reports and find more wise giving tips, visit Give.org.

Filed Under: Better Business Bureau, Charities, COVID-19 Virus, cybersecurity, property taxes, Scam Alert, windstorm insurance

The Month Of June Is Alzheimer’s And Brain Awareness Month

June 8, 2022 By

This year, the month of June has been designated as Alzheimer’s & Brain Awareness Month. When people think of being healthy, generally we think of our external physical health. However, officials with the Alzheimer’s Association want to remind everyone that mental health is just as important. Alzheimer’s & Brain Awareness Month began as a way to bring attention to different brain diseases, educate communities about their effects, and provide support to those individuals and families struggling with this condition.

Brain disorders come in several forms. Dementia is the general term used to describe a decline in mental ability that is severe enough to interfere with daily life. Alzheimer’s is the most common type of dementia as it accounts for 60 to 80 percent of dementia cases and is the 6th leading cause of death in the United States.

The most common early symptom of Alzheimer’s is difficulty remembering newly learned information. This is because Alzheimer’s changes typically begin in the part of the brain that affects learning. As Alzheimer’s advances through the brain, it leads to increasingly severe symptoms, including disorientation, mood and behavior changes; deepening confusion about events, time and place; unfounded suspicions about family, friends and professional caregivers; and difficulty speaking, swallowing and walking. Just like the rest of our bodies, our brains change as we age. Most of us eventually notice some slowed thinking and occasional problems with remembering things. However, serious memory loss, confusion, and other major changes in the way our minds work may be a sign that brain cells are failing.

People with memory loss or other possible signs of Alzheimer’s may find it hard to recognize they have a problem. Signs of dementia may be more obvious to family members or friends. If you have noticed these symptoms with your loved ones, help is available. The Alzheimer’s Association is a great source of information and has many tools to help. You can visit their website here: https://www.alz.org/ They also have a 24-hour helpline that can be used to access reliable information and support. Their phone number is: 1-800-272-3900.

If you have questions regarding any of the information mentioned in this week’s article, please do not hesitate to call my Capitol or District Office. Please always feel free to contact my office if you have any questions or issues regarding a Texas state agency, or if you would like to contact my office regarding constituent services. As always, my offices are available at any time to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office, 361-949-4603).

   – State Representative Todd Hunter, District 3

Rep. Hunter represents Aransas County and Nueces (Part) County. He can be contacted at todd.hunter@house.texas.gov or at 512-463-0672.

 

Filed Under: Better Business Bureau, chamber of commerce, Charities, hispanic chamber of commerce, Hurricane Relief, Scam Alert, spring cleaning, Todd Hunter, Water Exchange Bridge, windstorm insurance

Crypto Crimes on the Rise!

May 15, 2022 By

Cryptocurrency scams climbed to second riskiest in 2021, according to BBB report

Online purchase scams remain #1 riskiest

Scams related to cryptocurrency jumped from the seventh riskiest scam in 2020 to second riskiest in 2021. Although cryptocurrency scams made up only 1.9% of the scams reported to BBB Scam TrackerSM in 2021, according to the Better Business Bureau, the average reported median dollar loss reported for these scams was $1,200, much higher than the overall median dollar loss of $169 for all scam types.

Online purchase scams maintained the top spot as the riskiest; this scam type made up 37.4% of all scams reported to BBB Scam Tracker in 2021, with 74.9% reporting a monetary loss. Employment scams dropped in 2021, from second riskiest to third. The susceptibility and median dollar loss of this scam type dropped slightly, while the number of reported scams increased from 7.1% in 2020 to 7.8% in 2021.

“Scammers shift their tactics constantly and appear to have expanded their use of cryptocurrency to perpetrate fraud,” said Melissa Lanning Trumpower, executive director of the BBB Institute for Marketplace Trust, which produced the 2021 BBB Scam Tracker Risk Report. “Cryptocurrency scams were riskier in 2021 with 66% of those targeted by this scam type losing money and a reported median dollar loss of $1,200. Scammers are using social media and other means to promise investment opportunities with great returns and low risks, which is a huge red flag. We received many reports of people being targeted on a variety of social media platforms after their friends’ accounts were hacked.”

While susceptibility (the percentage of people who lose money when targeted by a scam) decreased in 2021, median dollar loss rose 47.0%. Credit cards remained the highest reported payment method with a monetary loss, followed by online payment systems. Payment made via cryptocurrency that resulted in a monetary loss more than doubled from 2020. The payment methods with the highest median dollar loss were wire transfer ($1,450), cryptocurrency ($1,200), check ($900), and prepaid card ($700).

With regard to age, online purchase scams were the riskiest for all age groups in 2021. Cryptocurrency scams were the second riskiest for ages 25–64. Employment scams were second riskiest and third riskiest across several age brackets. Interestingly, investment scams were third riskiest for ages 18–24 for the first time since BBB began publishing the risk report. The rise of cryptocurrency scams as the second riskiest overall in 2021 may play a role in the rise of investment scams for this age group.

More than 44% reported losing confidence or peace of mind because of the emotional impact of being targeted by a scam and about 35% reported losing personal information. About the same percentage of people (55.5%) reported losing time as reported losing money after being targeted by a scam.

“Time is money, and our survey results reflected this,” Trumpower explained. “We can’t ignore the fact that there are many other non-financial impacts of being targeted by a scam.”

For more highlights from the 2021 BBB Scam Tracker Risk Report, visit BBBMarketplaceTrust.org/RiskReport.

Filed Under: chamber of commerce, Charities, cybersecurity, home maintenance, property taxes, Todd Hunter

Media Advisor – Mayor Proclamation National Small Business Week

May 2, 2022 By

Media Advisory

WHAT:

Mayoral proclamation establishing the annual recognition of National Small Business Week in the City of Corpus Christi from May 2 thru May 6.

WHY:

America’s 30 million small businesses support our economy by representing half of all private sector jobs, payroll and output in the United States. Additionally, a diversity in leadership, vision, experience and perspectives is demonstrated by 30% of small businesses being women-owned, 29% being minority-owned and nearly 10% being veteran-owned.

WHO:   

Corpus Christi Mayor Paulette Guajardo

United Corpus Christi Chamber of Commerce President and CEO John LaRue

Better Business Bureau Regional Director Katie Galan

WHERE:

United Corpus Christi Chamber of Commerce, 602 N. Staples Street, Third Floor Board Room, Corpus Christi, Texas 78401.

WHEN:

Mayor Guajardo is expected to begin the proclamation at 9:30 a.m. on May 6, 2022.

Filed Under: Better Business Bureau, chamber of commerce, Charities, corpus christi jobs, Corpus Christi Schools, cybersecurity, home maintenance, Park Road 22 Proposed Bridge, property taxes

BBB Tip: Support local businesses this National Small Business Week

April 26, 2022 By

For over 50 years, the U.S. Small Business Administration (SBA) has organized and hosted National Small Business Week (NSBW) during the first week of May. NSBW recognizes and emphasizes the importance of small businesses in the United States and their contributions to its economic well-being, with 33.2 million small businesses employing 61.2 million U.S. employees in 2021.

“Small businesses make up 99.8% of Texas businesses and employ 45% of the Texas workforce,” said Heather Massey, vice president of communications for BBB serving the Heart of Texas. “They are a key component in the strength of the Texas economy, and the pandemic continues to take a heavy toll on their operations.”

Unfortunately, small business owners often must overcome multiple challenges for continued success and longevity. According to the Bureau of Labor Statistics’ Business Employment Dynamics, the survival rate of small businesses fluctuates significantly in the first 10 years of operation.

  • Approximately 82% of small businesses survive their first year in business.
  • Approximately 55% of small businesses survive their fifth year in business.
  • Approximately 35% of small businesses survive their 10th year in business.

To ensure entrepreneurs have every opportunity to succeed in their business venture, the SBA and BBB offer free webinars, training events and conferences during NSBW and throughout the year. Current and future business owners can attend these events by registering at SBA.gov/NSBW and BBB.org. The theme for NSBW 2022 is Building a Better America Through Entrepreneurship, with SBA’s four-day virtual summit beginning on May 2. BBB is hosting various educational events in communities across Texas, including Victoria, Corpus Christi, Laredo, Boerne and Kingsville. The nonprofit organization is also partnering with the Ingleside Chamber of Commerce to host Small Business Appreciation Day, celebrating the achievements of small business owners and their role in local communities.

“BBB encourages consumers to shop locally during National Small Business Week to show support for their local business community,” said Massey.

This NSBW, show appreciation for the small businesses in your community by following these recommendations from your Better Business Bureau:

  • Shop local. Before buying an item from a major corporation, search your community to determine if a local retailer offers the same thing. Instead of purchasing the newest best-selling book or home gadget from a mass retailer or online, support your local community and meet the small business entrepreneurs in your area. Most companies have an option to order online and pick up at the store for even more convenience when shopping local.
  • Go to the source. While there will always be times when delivery is the best option, consumers should try to go directly to the source of purchase. Third-party delivery services charge restaurants fees to use their services, taking away from the profit margins of small businesses. Small businesses listing their products on “digital shops,” such as Amazon or eBay, may also have a percentage of the sale diverted to the hosting website. By going directly to the source of these products, consumers can support small businesses by removing the middleman.
  • Be social. Support small businesses in your community by “liking” them on social media, writing positive reviews, posting positive photos and tagging the company in your posts. Promoting these businesses through social channels has the same effect as “word-of-mouth” recommendations, enhancing their digital presence.
  • Participate in community events. Farmers’ markets, networking events, community celebrations and national holiday celebrations are fantastic avenues to support locally-owned small businesses, meet your community and learn what local businesses offer. It is also where ideas, opportunities, and knowledge can be shared, strengthening your small business community.
  • Offer assistance. Be generous and forthcoming with any help you can provide to a small business. If you have technical or skilled expertise, such as an electrician or a lawyer, consider offering your services to small businesses in your community at a discounted rate while they recoup from the disruption caused by the pandemic. If you see an area where a small business is struggling that you are knowledgeable of, offer recommendations and build mutually beneficial relationships.

Better Business Bureau hosts a resource center specifically tailored to the needs of small businesses across North America. Consumers can access these resources for free at BBB.org/SmallBusiness.

 

 

Filed Under: Better Business Bureau, chamber of commerce, Charities, cybersecurity, home maintenance, property taxes, Scam Alert, spring break

BBB Scam Alert: Watch out for false promises as eviction moratorium nears end

September 5, 2021 By

The eviction moratorium has been extended through October 3, but that doesn’t mean scammers have postponed their tricks. Con artists often take advantage of the confusion and stress surrounding significant events. With more than 450,000 Texans behind on their rent, the moratorium’s end is a perfect hook.   

How the Scam Works

 As the eviction moratorium winds down, watch out for scammers offering loans, peddling credit repair services, or promoting government programs. These cons are a way to trick desperate people out of money they don’t have.  

For example, during the COVID-19 pandemic, BBB Scam Tracker has seen numerous reports of phony “pandemic relief” grants or government programs that allegedly provide funding to people impacted by the pandemic. Once you “qualify for the grant,” the scammer will ask you to pay a processing or delivery fee to receive your funds. Of course, the grant doesn’t exist, and if you pay upfront, you just gave money to scammers.  

Advance fee loans, debt relief and credit repair scams work in a similar way. They promise a loan – or to repair your credit – for an upfront fee. No matter how much you may need it, don’t be tempted by “guaranteed loans” or impossible services, such as removing late payments or bankruptcy, from your credit report.

This recent BBB Scam Tracker report describes a situation more people will likely encounter as the eviction moratorium nears. “I’d been in a desperate financial situation for a few weeks now, so I had been looking for loans and being denied left and right,” the scam victim told BBB. The victim received a call from a loan provider, saying their loan application had finally been accepted. There was just one catch: before the company could release the money, the borrow had to increase their credit score. Fortunately, this company had a way to help. “The way they would do that is they would send money to my account and then all I would have to do is send it back and that would boost my score.” Of course, the scammers never actually transferred the money. When the victim “sent back” the funds, they transferred $1,000 into the hands of scammers and caused their account to overdraft.

Protect yourself from this scam:

Double-check any government program before you sign up. If an organization is offering you a grant or relief funds, get to know them before agreeing to anything. Take a close look at their website and read reviews. If you think you might be dealing with an impostor, find the official contact information and call the company to verify the offer is legitimate.

Be wary of out-of-the-blue calls, emails or text messages claiming to be from the government. In general, the government will not contact you using these methods unless you have granted permission.

Think something seems suspicious? Reach out to the agency directly. If you doubt that a government representative is legitimate, hang up the phone or stop emailing. Then, report the suspicious calls or messages. Make sure the agency is real. Scammers often make up names of agencies or grants.

Do not pay any money for a “free” government grant or program. It is not free if there is a fee involved. A real government agency will not ask for an advanced processing fee. Instead, find out if the grant is legitimate by checking Grants.gov.

Advance fees are a concern. Not all businesses promising to help you repair bad credit are scams, but if you are asked to pay in advance, that’s a big red flag. In both the U.S. and Canada, credit repair and debt relief companies can only collect their fee after performing the promised services.

Avoid guarantees and unusual payment methods. Genuine lenders never guarantee a loan in advance. They will check your credit score and other documents before providing an interest rate or loan amount and will not ask you to pay an upfront fee. Fees are never paid via gift cards, CashApp, or prepaid debit cards. Unusual payment methods and payments to an individual are a big tip-off.

Get further insight by reading BBB’s tips on loans and credit repair services on BBB.org and learn more about government impostor scams during COVID-19. 

If you’ve spotted a scam (whether or not you’ve lost money), report it to BBB.org/ScamTracker. Your report can help others avoid falling victim to scams. 

Filed Under: Better Business Bureau, Charities, Corpus Christ Real Estate Data, property taxes, Scam Alert, selling a home

Hunter Delivers Legislative Wins for Coastal Bend

June 18, 2021 By

TWIA reform, suicide prevention, college funding make session successful.

Media Contact: Angie Flores at 361.695.2048

(CORPUS CHRISTI) – It will be more difficult for the Texas Windstorm Insurance Association (TWIA) to raise insurance rates under legislation successfully pushed this year by State Rep. Todd Hunter of Corpus Christi. The protection against TWIA rate increases was one of many legislative victories that Rep. Hunter delivered for the Coastal Bend.

Rep. Hunter, who has long fought against TWIA rate increases, ensured language was included in Senate Bill 1448 requiring that two-thirds of the TWIA Board of Directors must vote to approve any rate increase, rather than a simple majority. Governor Greg Abbott signed Senate Bill 1448 into law on May 26, making it effective September 1.

Coastal Bend business leaders joined Rep. Hunter at a Tuesday press conference to celebrate the passage of Senate Bill 1448.

“TWIA rates are already too high and it should not be easy for the TWIA Board to raise them further,” Rep. Hunter said. “We put together a bipartisan coalition in the Legislature to stand up to TWIA and support the coastal homeowners and businesses who must pay these high rates. These controls on TWIA rate increases will provide needed protections for property owners and our Coastal Bend economy.”

An experienced legislator who works well with members of both political parties, Rep. Hunter accomplished many of his legislative priorities throughout this year’s session, which lasted from January to May. Many of his top priorities emerged from meetings and conversations with residents of the Coastal Bend over the last several years.

For example, after a group of local students approached Rep. Hunter about an alarming increase in suicides, he formed a local task force to work on the issue. He passed House Bill 4074, which requires the Statewide Behavioral Health Coordinating Council to create a subcommittee focused on suicide prevention through the use of data and by including suicide prevention efforts in the council’s behavioral health strategic plan. Rep. Hunter also successfully authored House Bill 3821, which requires the Texas Veterans Commission and the state Health and Human Services Commission to employ and train mental health professionals as part of the state’s mental health program for Veterans.

Rep. Hunter also organized a task force several years ago to focus on prevention human trafficking, and once again, feedback from the task force helped pave the way for legislative action. For example, the risks for human trafficking and exploitation are often high at sexually oriented businesses. Rep. Hunter was the House sponsor of Senate Bill 315, a new law raisingthe age of employment in sexually oriented businesses from 18 to 21 and prohibiting sexually oriented businesses from allowing minors on site. He also authored House Bill 3521, which redefines coercion as it relates to human trafficking offenses to include the performance or provision of labor or services.

“Meetings with community stakeholders over the last several years have informed and strengthened our work to prevent suicides and human trafficking,” Rep. Hunter said. “From law enforcement to students to mental health professionals and educators, the members of our task forces have helped shape legislative solutions in a positive way.”

Rep. Hunter’s legislative work this year also reflected the concerns of key Coastal Bend industries. For example, to support the beleaguered music industry after a very difficult year, Rep. Hunter helped pass Senate Bill 855 to crack down on those who try to illegally sell music online without the consent of the artists who created it. He also helped secure funding to continue the development of oyster mariculture, which Rep. Hunter brought to Texas with legislation he passed into law in 2019.

“We delivered victories for key sectors of our local economy,” Rep. Hunter said. “Those victories will impact the whole community by creating a stronger climate for economic activity.”

Rep. Hunter also helped the effort to fund numerous Coastal Bend educational institutions and tourist attractions in the two-year state budget, including:

n $130.9 million in total funding for Texas A&M University – Corpus Christi
n $34.7 million in total funding for Del Mar College
n $8.9 million for the University of Texas – Marine Science Institute
n $6.65 million for Texas A&M University – Corpus Christi Unmanned Aircraft Systems
n $500,000 for a grant to the Texas State Aquarium Wildlife Rescue Center

Finally, Rep. Hunter authored two new laws to improve beach safety. House Bill 3807, the Je’Sani Smith Act, requires cities, counties, and the Parks and Wildlife Department (TPWD) to add signs and lifeguards in certain areas to improve the safety of public beaches during the summer months. House Concurrent Resolution 46 designates April as Beach Safety and Rip Current Awareness Month in order to raise awareness of the potential dangers of swimming in the ocean. The resolution calls for a public awareness campaign focused on beach safety each April.

Overall, Rep. Hunter declared the legislative session a success for residents of the Coastal Bend and pledged to continue prioritizing issues that matter to the people he represents.

“The issues that matter to the Coastal Bend are the ones that matter to me,” Rep. Hunter said. “I am proud of the legislation we passed on a range of important issues, and it would not have been possible without the input of so many people in our community.”

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About Rep. Todd Hunter
Todd Hunter is the state representative for Texas House District 32 in Nueces County. He is the Chairman of the House Redistricting Committee. He is also a member of the State Affairs Committee, which deals with significant matters of state policy, ranging from the administration of the state government to cybersecurity, and he sits on the International Relations & Economic Development Committee.

Political Ad Paid For By The Todd Hunter Campaign

Filed Under: Better Business Bureau, Charities, Corpus Christ Real Estate Data, Eagle Ford Shale, Hurricane Relief, Investment Property, Todd Hunter

Common Holiday Scams

November 19, 2020 By

BBB Column

The holiday season is here! Although the pandemic will certainly change how we prepare, consumers are still planning to shop and celebrate. Unfortunately, scammers are also ready for the holidays. With your mind on finding the perfect gifts and best deals, they hope you won’t be watching for fraud. Use these tips from your Better Business Bureau to avoid common holiday scams this year:

Seasonal employment scams.

Many companies and industries hire extra employees during the holidays to help with increased business. This is a perfect opportunity for scammers to put out fake help wanted ads. Use these tips to stay safe while looking for seasonal job opportunities:

  • Know the signs. Being aware of the red flags of employment scams can help you avoid them. Employers asking for upfront payment for a job, job offers without interviews and big money for small jobs are all major signs of employment scams.
  • Don’t work before you’re hired. A legitimate company will not ask you to begin a project before hiring you. Before starting any work, ask for an offer letter or for confirmation in writing. This should include details about the job and compensation.

Hot Toy Scams

Each year, a few toys are more popular than the rest, and when they begin to sell out in stores, parents look elsewhere to find them. They might find a legitimate-looking website that claims to have them, maybe even on sale! Unfortunately, after purchasing the toy, it never arrives, and they discover the website and offers were fake. These tips can keep your wallet safe when searching for this year’s hot toys:

  • Buy from reputable retailers. Buying directly from stores, in-person and online, that you know and trust is the best way to avoid being scammed. You can go to their business profile on bbb.org to find their rating and customer reviews. Also, be sure their website has valid customer service information.
  • Watch for extra-low prices. Unreasonably low prices and discounts are often red flags of a scam. Remember, if the price seems too good to be true, it probably is.

Delivery Scams

Delivery scams and package theft can take several forms. They may be phishing emails from scammers posing as the delivery company, or fake “missed delivery” tags, which attempt to get your personal information. Some consumers find that packages are stolen off their doorstep before they arrive home from work. To avoid these situations, use these tips:

  • Take precautions. If you are having a fragile or valuable item delivered, purchase shipping insurance. You can also track packages, or request that a signature be required for the package to be delivered.
  • Watch for emails about missed deliveries. Most legitimate delivery services leave a missed delivery notice on your door. An email could be a phishing scam.

Have safe and happy holidays, from everyone at BBB serving the Heart of Texas!

 

Filed Under: chamber of commerce, Charities, Holiday Parties, Local Food, Scam Alert

National Government Related Impostor Scams

October 25, 2020 By

BBB Column

It is no secret that COVID-19 has brought confusion along with concern. This confusion provides opportunities for scammers to target consumers in new, creative ways. A recent study from BBB shows that reports on government impostor scams have decreased, but the pandemic has allowed for these scams to take new forms that may be more difficult to recognize. From posing as CDC officials to preying on CARES funds, impostors are once again taking advantage of trying times.

A recent survey from AARP showed that 44% of people in the U.S. have been contacted by someone posing as a government employee. The Federal Trade Commission (FTC) also reports $450 million dollars lost to government impostor scams since 2015. Last year, reports of scammers posing as IRS agents dropped, while scammers posing as Social Security Administration (SSA) employees quadrupled.

In 2019, Texans submitted 10% of Scam Tracker reports on government impostor scams. And while reports are decreasing nationally, Texas has seen an increase of 35% in the first six months of 2020 over all of 2019. Recognizing these scams can be crucial to Texans’ financial safety.

Different versions of this scam may include promises of a fake government grant, and the grant “winner” simply needs to pay a fee or provide personal information. Then, the scammer disappears, and the grant never arrives. In other versions, the scammer calls victims pretending to be from the IRS or SSA, claiming there is unpaid money and the consumer will be arrested until they pay off the debt in full. Government impostors often use fear tactics to pressure people into acting quickly, and spoof caller ID to appear legitimate.

Government impostor scams can be costly and reporting them is an important factor in preventing them for others. Use this information from your Better Business Bureau on how to properly report government fraud:

  • IRS: The Internal Revenue Service advises people to fill out the “IRS Impersonation Scam” form on the Treasury Inspector General for Tax Impersonation’s website, tigta.gov.
  • Social Security: The Office of the Inspector General, Social Security Administration (SSA IG) has its own online form to take complaints about frauds impersonating the SSA.
  • Federal Trade Commission: Contact the FTC at 877-FTC-HELP or ftc.gov.
  • Internet Crime Complaint Center: Reach the FBI’s IC3 at ic3.gov/complaint.
  • Cellphone carrier: which may offer free services such as scam call identification and blocking, ID monitoring, a second phone number to give out to businesses so you can use your main number for close friends or a new number if you get too many spam calls.
  • BBB Scam Tracker: File a report on BBB.org/ScamTracker to let others in your area know to watch for this scam.

Visit us at BBB.org/FakeGov to view the full report.

Filed Under: chamber of commerce, Charities, property taxes, Retail Tax, Scam Alert

Home Fire Prevention and Safety Tips

August 22, 2020 By

As one of the nation’s leading disaster relief organizations, the American Red Cross responds to thousands of disasters each year. While many might associate the organization’s outreach efforts with major catastrophic events such as hurricanes and wildfires, the American Red Cross reports that home fires represent approximately 90 percent of its disaster response efforts. In fact, home fires represent one of the biggest disaster threats to families in the United States. Fires kill more Americans each year than all-natural disasters combined, and affect people from all backgrounds and geographic locations. Given these startling statistics, the American Red Cross suggests tips, aimed at reducing deaths and injuries resulting from home fires by 25%. As such, I would like to share some simple steps you can take to protect your family and home in the event of a home fire.

The American Red Cross has created a Home Fire Campaign to help families prepare for a home fire. The American Red Cross recommends taking the following steps in protecting your home:

  • Install the right number of smoke alarms. Test them once a month and replace the batteries at least once a year. Purchase smoke alarms here.
  • Teach children what smoke alarms sound like and what to do when they hear one.
  • Ensure that all household members know two ways to escape from every room of your home and know the family meeting spot outside of your home
  • Establish a family emergency communications plan and ensure that all household members know who to contact if they cannot find one another.
  • Practice escaping from your home at least twice a year. Press the smoke alarm test button or yell “Fire” to alert everyone that they must get out.
  • Make sure everyone knows how to call 9-1-1.
  • Teach household members to STOP, DROP and ROLL if their clothes should catch on fire

Also, it is important to develop and practice home fire escape plans with your family. If you need help in developing your unique plan, the American Red Cross has made fire escape plan worksheets available on its website https://www.redcross.org/get-help/how-to-prepare-for-emergencies/types-of-emergencies/fire/home-fire-preparedness.html.

It is important to check fire alarms every month to make certain they are working properly in the event of a fire and the batteries do not need to be replaced. When smoke alarms fail to operate correctly, it is generally due to missing, disconnected or depleted batteries. It is important to note smoke alarms should be replaced every 10 years from the manufacturer’s date listed on the back of the alarm. According to the National Fire Protection Association, three out of five home fire deaths occur in homes where there is no smoke alarm or no working smoke alarm, which is why this is so important.

In addition to following the American Red Cross’ tips to plan for fire safety, I would encourage you to take the time to read more information about the different ways you can protect your home from a fire. This includes keeping flammable objects a safe distance from items that get hot, such as heaters and stoves, never leaving a candle unattended, and learning about safe cooking methods. To read more about the different ways you can protect your home and family from fires, please visit the American Red Cross website https://www.redcross.org/get-help/how-to-prepare-for-emergencies/types-of-emergencies/fire.html. The National Fire Protection Association also has information on fire, electrical and related hazards at https://www.nfpa.org/.

If you have questions regarding any of the information mentioned in this week’s article, please do not hesitate to call my Capitol or District Office.  Please always feel free to contact my office if you have any questions or issues regarding a Texas state agency, or if you would like to contact my office regarding constituent services. My offices are available at any time to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office, 361-949-4603).

– State Representative Todd Hunter, District 32

 

Rep. Hunter represents Nueces County (Part).  He can be contacted at todd.hunter@house.texas.gov or at 512-463-0672. 

Filed Under: chamber of commerce, Charities, Corpus Christ Real Estate Data, home maintenance, Local Food, property taxes, Todd Hunter

DON’T FA LA LA LA FRET

December 23, 2019 By

Cooking and cleaning and hosting, oh my! Broken wine glass shards as far as the living room? Kitchen sink spitting up last month’s pot pie leftovers? Aunty Shissa sprained ankle on the kids’ long-lost Lego piece? Get through the final holiday season without a hitch, and make it seem flawless.

Before Guests Arrive:

Clear your entryway! The people will come, and they come with THINGS. Lots of things. Purses, shoes, presents, tupperware, scarves, jackets, cats in doggy bags…give these things a place. Whatever you have going on in your foyer, de-clutter it. Then add extra hooks.

Add a few extra lights. YOU know where the hallways begin and end, where the steps are and how steep. But your guests do not, and it gets dark early now! Add motion detecting night lights inside and outside so no one goes home with a broken hip.

Zhuzh up your powder room. With the eggnog and spiced wine flowing, your guests will find their way here…often. Aside from the kitchen, it may be the next busiest room. Make sure it’s fully-stocked with toilet paper, hand soap, clean hand towels, tissues, and…air neutralizer…plunger. A scented candle provides nice ambience.

Create extra seating. Especially around bars, coffee spots, and kitchen islands. The masses congregate here. No one should have to call “seat backs”!

Cook a few appetizers in advance. This keeps your guests happy and you with less to do/more time to chat and concentrate on the main dishes. Keep wine and glasses out for guests to serve themselves!

Prep a guest room. Just in case you get the tipsy friend who simply shouldn’t drive, get a bedroom ready in advance. Clean bedding, a ceiling fan, and matching footed PJs are all they need!

Garbage cans. Double or triple line them. It’ll make clean-up so easy during and after the party!

Troubleshooting 101:

Dish disaster. First, use as many “oven to table” dishes as possible to avoid doubling up on what needs to be washed. Next, set up a soaking station for those inevitable hard-to-wash dishes. Quick tip: use a trashcan as your soaking spot, and stick it under your sink. That way it can hold a lot but is also out of the way.

Oven issues. How to avoid the possibility of your oven “gone fishin’” on the most critical day of the year? Set the SELF-CLEAN to AFTER the holidays. That way you’re less likely to blow a fuse or a thermostat. Don’t Turducken this up.

NUTS. Any type of food allergy. A simple heads up with a small sign that says what has nuts, dairy, etc. in it could mean a much-appreciated trip saved to the ER.

Fires. First and foremost, do not overload outlets. You and your guests don’t want to be left in the dark, or worse, in the midst of a house fire. And for those outdoor hanging icicles and blow up Santas, stick to exterior specified extension cords.

Plastic. It’s not so tacky anymore. Super wine glasses and lovely dishware come in plastic or even disposable! No more shattered glass or paranoia over grandma’s fine china.

Party Is Over:

Doggy bag. Purchase little doggy bags for your friends and family to leave with leftovers. They get a tasty treat the next day, and your fridge isn’t left overloaded.

Clean your kitchen first. That is important. Get dishes going, trash out, and spills up. But your guest bath or linens can wait. Categorize by what needs to happen right away vs. in a day.

Double check electronics. Make certain the stove is off, you’ve unplugged the fondue machine, and your after-dinner coffee maker isn’t still heating up water.

Get the kids to help: You don’t have to do it alone! Crank up the Carols and make it fun!

Your guests will love how effortless your festivities were, and how comfortable they felt. Happy merry holidays, Island.

Filed Under: Charities, Holiday Parties, padre island events, realtors

Did You Know…

April 23, 2019 By

The real estate community is rushing to help victims of record-breaking floods in the Midwest last month, which hit the state of Nebraska particularly hard.  The REALTORS@ Relief Foundation has partners with the Nebraska REALTORS@ Association to collect donations for mortgage and rental payment assistance for hundreds of residents who have been displaced.

Receding floodwaters are revealing extensive damage in affect communities, including crumbled bridges and roadways, homes and businesses covered in thick river silt, and acres of destroyed farmland.  Nearly 70% of the 03 counties in Nebraska have declared states of emergency due to the flooding, which has been blamed for at least three deaths.

The REALTOR@ community is spreading the word about how to help homeowners and renters who have been affected by the floods.  Local associations and individual real estate professionals and brokerages are also contributing.  100% of the funds collected go to disaster relief causes.

Cleanup efforts is extensive.  In some areas, the water stripped away topsoil and left behind mounds of sand.  Acres of farmland, in some cases, were covered with        two feet of sand after the waters receded.  The flooding has turned some farms and properties into deserts.  It very difficult right now for many many residents.  The real estate community is hoping many folks will choose to rebuild.

 

Filed Under: Charities, Corpus Christ Real Estate Data, Hurricane Relief, New Homes Padre Island

Barefoot Mardi Gras 2019

February 10, 2019 By

 

mardigras2019

We are Proud to once again be Major Sponsors for the 10th Annual Barefoot Mardi Gras .  Its going to be spectacular this year, sure to bring a very festive environment as we all celebrate together for a great cause!

A Family Parade will take place along the beach off Park Road 22 between Whitecap Blvd and Bob Hall Pier. Parade starts at 11am. The Parade Judges Float will open the parade followed a few minutes later by color guard and Mardi Gras themed floats in different divisions like Float, Jeep and Golf Cart. Many colorful characters enter the parade making it a unique activity for friends and family.

Events:

Barefoot Mardi Gras Parade

March 2, 2019
Begins at 11:00 am

Floats and fun for the whole family! The parade starts at Whitecap Beach and runs along Padre Island to the Briscoe King Pavilion near Bob Hall Pier.

Register now for the parade

Barefoot Mardi Gras Festival

March 2, 2019
11:00 am – 5:00 pm

Cajun Music, food & fun for all ages! The festival is located at the Briscoe King Pavillion in Bali Park on Padre Island and features live music, artists, car displays, exhibitors, a children’s area, food, drink and more!
Admission is $5.00 paid at the door. Cash Only.

King & Queens Ball

March 2, 2019
7:30 pm – 12:00 am

An adult-themed Party, The King & Queens Ball, will let the good times roll on the evening of March 2nd from 7:30pm – Midnight at the Briscoe King Pavillion. Leave the kids at home & Let the Good Times Roll as we transform the festival into the streets of New Orleans!
Ball Ticket includes traditional shrimp boil fixins from Rollin’ Tide Boil Company and a coffee and king cake station! Dance in high heels, flip flops, or barefoot to the blues rock New Orleans style music of Splendiferous. Costumes encouraged! Put on your royal beads and feathers ‘cause we will be crowning our new 2019 Barefoot Mardi Gras King & Queen! Plus, enjoy face painting as only the Cajuns can, a cigar bar, crooning saxophones, and much more! Patrons must be 21 years of age or older to attend. Tickets are $30 in advance or $40 at the door and available at various locations.

FOR MORE INFO and To Get TICKETS to the KING & QUEENS BALL Click Here Barefoot Mardi Gras 2019

Filed Under: Charities, corpus christi, Holiday Parties, Local Food, North Padre Island, Padre Island Business Association

FEMA Deadline Extended for Disaster Relief

November 22, 2017 By

Texans affected by Hurricane Harvey now have until November 30 to register for federal assistance.

The deadline was November 24, however, an additional six days now gives survivors more time through the Thanksgiving holiday.

Federal assistance includes help for temporary housing, rental assistance and repair or replacement of damaged homes for eligible individuals and families who have suffered losses as a result of the storm. Additionally, grants may be available to help with other expenses such as medical and dental care, child care, funeral and burial costs, replacing essential household items, moving and storage, vehicle repairs and some clean-up items.

Renters and homeowners must be in a designated county to qualify for assistance.

Those counties include: Aransas, Austin, Bastrop, Bee, Brazoria, Caldwell, Calhoun, Chambers, Colorado, DeWitt, Fayette, Fort Bend, Galveston, Goliad, Gonzales, Grimes, Hardin, Harris, Jackson, Jasper, Jefferson, Karnes, Kleberg, Lavaca, Lee, Liberty, Matagorda, Montgomery, Newton, Nueces, Orange, Polk, Refugio, Sabine, San Jacinto, San Patricio, Tyler, Victoria, Waller, Walker and Wharton.

Survivors may register in many ways:

  • Online at DisasterAssistance.gov.
  • Calling the FEMA Helpline at 800-621-3362 (voice, 711/VRS-Video Relay Service) (TTY: 800-462-7585). Multilingual operators are available (press 2 for Spanish).
  • Via the FEMA app, available for Apple and Android mobile devices. To download visit: fema.gov/mobile-app
  • Visiting a Disaster Recovery Center (DRC). Find the location of nearby DRCs online at www.fema.gov/DRC.

Exercept via @Kris6news 

Filed Under: Charities, corpus christi, home maintenance, New Homes Padre Island, North Padre Island, port aransas, windstorm insurance

Coastal Bend Troop Support

November 21, 2016 By

We are thrilled to support and honor many charitable affairs during the year.  Please have a look at a recent charity designed to truly help our military in war zones across the globe.  Get involved and give what you can to support this great cause! ~Coastline Properties Team

Coastal Bend Troop Support

Sending care packages to our American Heroes!

It is with great pleasure that we write to invite you to join us as we work to the launch of the 1st Annual North Padre Island Coastal Bend Troop Support Crawfish Boil. A tentative date of the event is April 29th, 2017.

Coastal Bend Troop Support (CBTS) is a local 501c3 public charity that supports our military in war zones by providing care packages.  Each month volunteers pack and mail boxes to 120-150 individuals.  Each year, the Rockport group hosts a crawfish boil to raise awareness and funds to help our Veterans overseas.  We would like to share the experience with our Island residence as well as reach out to those Veterans that are closer to North Padre Island area.

We are in the very beginning stages of planning and would be honored if you would join us to support this organization.  Our next meeting will be Thursday November 10th at 9:00 am at Island Joe’s Coffee, 13919 SPID. Please let us know if you or someone from your organization would be interested in this opportunity to honor those who sacrifice so much for our Country.

Caren Colmery Childers, Co-Chair                 Mona Singleterry, Co-Chair                                                            361-774-8500                                                   361-960-9597

carenchilders@msn.com                                monasing@stx.rr.com

http://www.coastalbendtroopsupport.com/

Filed Under: Charities