An election’s approach always seems to turn up the emotional heat across the nation, and the upcoming presidential election is no exception. On Nov. 5, voters will decide who will lead the country into the future. As the election nears, voices arguing for or against critical issues are loud and persistent, often fueled by emotional appeals and passionate support. While political campaigns usually include unsolicited contact as part of legitimate outreach efforts, bad actors also capitalize on peoples’ passion to trick them into divulging personal information or providing financial contributions.
Preying on emotion and exploiting people who deeply care about an ongoing situation or issue is a common tactic for scammers. This strategy can often be seen in the number of charity and fundraising scams following a natural disaster or humanitarian crisis. As generous donors look to contribute to ease the suffering of those affected, scammers seek to exploit their kindness for their own purposes. In the political arena, people often participate in polls and surveys because they want their voices to be heard, and scammers use that desire to build trust and steal personal information. Other citizens who wish to be involved may donate to the political campaign of their chosen representative, and scammers are more than willing to take advantage of their willingness to contribute.
Elections are polarizing by their very nature. It is easy to get swept up in the emotional wave and take risks that you might typically avoid. While it is essential for the governed to be informed and engaged with the election process, it is also important to remain aware of scammers who use elections to initiate contact and steal from the public.
BBB provides the following tips to help identify some common political scams as the presidential election approaches.
Check your email
During election seasons, it can feel like once a candidate or political party gets your email address, you hear from them every time you check your inbox. They may claim they need your help or want to know your point of view through a poll or survey. The email may ask for a donation, a response, or specific information about your political beliefs and demographics to support their efforts and make an impact on the future.
Campaign email is one of the best ways to communicate with voters whose busy schedules often prevent them from having the time to answer a phone call or attend a political rally. However, scammers can also sign up to receive these communications, allowing them to mimic their appearance and language. Polls, surveys or donation requests that appeal to your passion, beliefs and desire to take action may also be an attempt to steal your personal information or gain access to your bank account.
If you have signed up to receive communications from a political campaign, those emails should come from a specific email address associated with the representative. Take the time to check the sender’s email address and pay close attention to the domain and subdomain. For example, a generic email address for a political campaign may be ‘info@RepresentativeFor2024.org,’ which a scammer may change to ‘info@ForRepresentaive2024.com.’ Before you donate or give personal information, research the organization that reached out, and be wary of people who try to rush you to make a decision.
Be especially careful of emails with links. Phishing emails might include a link that takes users to a spoofed version of a candidate’s website or installs malware on your device. If you want to receive more information or visit a site, it’s better to type the official website address into your browser. You can also hover your mouse over hyperlinks and compare the web address that pops up with the legitimate web address.
When scammers give you a ring
Candidates’ campaigns often canvas their supporters by phone to help determine voters’ key issues for an upcoming election. However, scammers may do the same to obtain personal information or money. Criminals pretending to be affiliated with your party or candidate might attempt to scam you over the phone by asking you to answer survey questions, donate money, or claim to offer voter registration assistance. Scammers entice their targets to share personal information such as their Social Security number, birthdate or address in exchange for a prize or gift card, which no legitimate canvasser will ever do.
Trickery by smishing
Smishing is like email scamming; only messages are sent via text. Voters might receive a message that looks like it came from a trusted source, inviting them to participate in a poll or donate by following a provided link or QR code. Scammers also have been known to spoof phone numbers and caller IDs, making it even more challenging to distinguish between a legitimate outreach attempt and fraud. Like phishing scams, con artists use smishing to get passwords, account numbers, Social Security numbers or other data. They may also ask personal questions that seem harmless at face value but can be used to answer security questions for your online accounts.
Another type of scam happens when con artists send a text about a problem that doesn’t exist. For example, an individual might get a text that looks like it came from their bank, asking if they donated to a candidate, organization, or party with a prompt to reply “yes” or “no.” If the person replies no, the scammer calls them and asks for their account login, numbers or password to investigate or dispute the transaction. The person feels an urgent need to act, so they might not think twice about giving up sensitive information.
There’s also the text-your-vote scam. Con artists send text messages urging people to text their vote rather than voting in person or by mail. When voters believe them, they don’t show up to vote, losing their chance to participate in elections.
Presidential election cybersecurity tips
- See prizes as a red flag.
- Know what pollsters don’t need. They might ask for demographic information or what party you most align with, but they don’t need personal information like birth dates, social security numbers or financial information. No state offers voter registration by phone.
- Don’t answer unknown numbers. Con artists can’t trick you if they can’t get in touch.
- Listen to your gut. If something seems off, protect yourself. If in doubt, check with your local election office.
- Don’t provide information in response to an unsolicited message.
- Do report suspicious activities to BBB’s Scam Tracker.
Visit BBB.org/Cybersecurity for more information to help voters understand and manage risks this election season.
TWIA NEWS…….
With the flooding and other tragedies that have occurred across the state, it is important that consumers be aware of Chapter 57 of the Texas Business and Commerce Code that was enacted by HB 1711 effective September 1, 2011. The bill applies to contractors who remove, clean, sanitize, demolish, reconstruct, or otherwise treat improvements to real property as a result of damage or destruction to that property caused by a natural disaster. Specifically, it requires that a “disaster remediation” contract must be in writing and prohibits a “disaster remediation contractor” from requiring payment prior to beginning work or charging a partial payment in any amount disproportionate to the work that has been performed. However, the statute exempts contractors that have held a business address for at least one year in the county or adjacent county where the work occurs.
It’s no secret that it costs a lot to live on the coast, especially once you add up your taxes, homeowner’s insurance, flood insurance, and windstorm insurance. And in 2012, the Texas Department of Insurance (TDI) proceeded forward with several proposals to fund the Texas Windstorm Insurance Association (TWIA), the provider of last resort for windstorm insurance on our coast. It was then that TWIA adopted a 5% increase on all residential and commercial windstorm insurance policies to policyholders in the 14 counties (Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio, and Willacy) comprising the Texas Coast. This was the third rate increase since 2009. But the long fight is finally over.
