PIBA Candidates Forum Announced

September 5, 2024 By

PIBA is excited to announce that we will be hosting a candidate forum for the 2024 Corpus
Christi City Council candidates.  All candidates running for Mayor, District 4 and At-Large will be
invited to attend.  Because of the quantity of candidates running, we will have 2 separate
forums: one for Mayor and District 4, and the second for At-Large.

Mayor and District 4 Candidate Forum:
Date: Wednesday, September 18, 2024
Location: The Island Presbyterian Church (14030 Fortuna Bay, 78418)
Time: 6pm – 8pm

At-Large Candidate Forum:
Date: Monday, September 30, 2024
Location: Seashore Learning Center (15801 SPID, 78418)
Time: 6pm – 8pm

All candidates have received a questionnaire covering a variety of personal, City and Island
related topics. Their responses will be published prior to the Forums.
The structure of the Forums will have each candidate begin with opening remarks, then the
Moderator will ask questions, and then closing remarks. Questions for the candidates can be
submitted ahead of time or during the Forum. For efficiency, though, only the Moderator will
pose questions during the Forum.

This will be an excellent opportunity for you to hear directly from the candidates. We highly
encourage everyone to attend or watch the stream. Alex Karis will oversee the stream and we
will send out instructions on how to watch prior to the Forums.

Please note that PIBA will not be endorsing any candidates.  This will be strictly informational.
A few additional points:  the deadline to apply for City Council ended on August 19.  Early voting
runs from October 21 to November 1.  Election Day is November 5.

If you have any questions, feel free to contact either Stan Hulse
bulletin@padreislandbusiness.org or JJ Hart jjhart9869@gmail.com

Filed Under: Better Business Bureau, buying a home, chamber of commerce, Mayor Paulette Guajardo, padre island events, spring break, spring cleaning, Todd Hunter, Whitecap Development Project, windstorm insurance

Flood Preparedness & Safety Tips

August 26, 2024 By

Earlier this summer, I shared important information on how to prepare in case of a
hurricane. Today, I would like to revisit that topic in relation to another type of weather
emergency with the potential to affect residents of the Coastal Bend: flooding. Given our
community’s proximity to the Texas coast, many residents may already be aware that flooding
can occur near the water or in other low-lying areas. However, as illustrated by the recent floods
in Houston, flooding is a possibility even in those areas not typically at risk for this type of
weather disaster. With this in mind, I would like to share some of the necessary steps you can
take to ensure your family is safe and prepared in case of a flood.

One of the most important ways to prepare for a weather emergency is by developing a
family disaster response plan. This can be accomplished by first identifying specific flood risk
factors such as geographical location, the structure in which you reside, and personal
circumstances such as medical conditions. Another important component of this disaster
response plan is identifying evacuation strategies in order to prevent confusion and injury in
times of emergency.

In addition to a comprehensive family disaster response plan, another key way to prepare
for a flood is by creating a disaster response kit that includes items such as flashlights, batteries,
telephones, radios, and sufficient tools in case of an emergency. Other important items to
consider are blankets, pillows, seasonal clothing, and special items for infants and the elderly. Be
sure to also include first aid supplies as well as medicines and prescription drugs. Along with
various necessities, this kit should include copies of personal documents such as insurance
information, birth certificates, along with family and emergency contact information. The
American Red Cross also recommends having a three-day supply of nonperishable food and
water on hand in case of a flood.

Protecting your home, car, and other personal property should also include ensuring you
have the right insurance coverage in case of a weather event such as flooding. The National
Flood Insurance is a pre-disaster flood program designed to reduce flood disasters. There is
typically a 30-day waiting period for most insurance policies to go into effect, which is why it is
essential to have the right coverage in place before a weather emergency occurs. You can learn
more about the National Flood Insurance program at https://www.floodsmart.gov .
In the event of inclement weather, those living in areas susceptible to flooding should pay
close attention to local emergency alerts and weather advisories issued by the National Weather
Service. These alerts and advisories are helpful in determining the risk of flooding in your area
and what, if any, action you should take. Typically, there are four key terms used that help to
indicate your risk level:

 Flood Watch: Flooding is possible due to the weather conditions in the area. Monitor
radio and television stations for more information.
 Flash Flood Watch: Flash flooding is possible. Be prepared to move to higher ground.
Monitor radio and television stations for more information.
 Flood Warning: Imminent threat of flooding in the area. If advised to evacuate, do so
immediately.
 Flash Flood Warning: A flash flood is occurring or will occur soon. Seek higher
ground on foot immediately.

When flooding occurs in your area, it is important to remember to always avoid walking or
driving through floodwaters when possible. It only takes six inches of moving water to affect the
ability to walk and two feet of water to sweep a vehicle away. Information regarding evacuation
routes and travel safety during a storm is available by calling the Statewide Road Conditions
hotline at 1-800-452-9292 or by visiting DriveTexas at https://drivetexas.org.

If you have questions regarding any of the information mentioned in this week’s article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces County (Part). He can be contacted at
todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: Barefoot Mardi Gras, Corpus Christ Real Estate Data, Local Schools, Mortgages, Padre Isles POA, property taxes, Real Time MLS, spring cleaning, Todd Hunter, Water Exchange Bridge, Whitecap Development Project, Whitecap NPI, windstorm insurance

BBB Scam Alert

July 1, 2024 By

BBB Scam Alert: Young adults and recent graduates are common targets for employment scams!

The summer season is an exciting time for many young adults as they enter the workforce
following high school or college graduation. Unfortunately, not all job postings found online
are legitimate and many fraudulent employers specifically target young adults with entry-
level professional positions that offer a high salary and flexible working hours.
BBB’s 2023 Scam Tracker Risk Report found employment scams are the second riskiest
consumer scam in the nation with a median loss of $1,995 and a 5% increase in exposure
as compared to the previous year. In Texas, consumers reported more than $750,000 lost
to these scams since 2023. Across all age groups, employment scams tend to impact those
between 18-34 years old the most.

While the majority of reports BBB receives are regarding fraudulent employers promoting
data entry or package reshipment positions, graphic designer, secret shopper, and human
resources offers are also frequently used. All reports include a work-from-home or remote
working capability, often with flexible working hours and an hourly or monthly pay
significantly higher than standard.

Contact is made most often through email from someone claiming to represent a made-up
or impersonated company who came across the recipient’s email through a job board,
LinkedIn, or in response to an application they sent in. Shortly afterward, the conversation
will move to an online messaging system such as Skype or Telegram to arrange and
conduct an interview. The interview is conducted entirely through text and finishes with an
immediate job offer starting the very next day. After accepting the job offer, employment
scams progress down different paths depending on the position and industry.

To help identify fraudulent jobs for the most common types of positions, BBB provides the
following breakdown for two broad categories:
Data Entry, Administrative Assistant, Clerical or Secretarial Positions
Fake checks are a common tactic for these positions in an employment scam. Once an offer
is accepted, the scammer claims that the company will provide them with a check they can
use to set up their home office. The check is either emailed or mailed directly to the
employee’s address, and they follow instructions to deposit it into their account and provide
proof afterward.

Once deposited, the scam may progress down two different paths:
 The representative claims that a mistake on the check resulted in the employee
being overpaid. They often blame this on a logical typing error, such as accidentally
adding an extra zero, so $300 became $3,000. The scammer asks the new employee
to return the extra money immediately through a direct payment method such as
mobile banking app, gift card or wire transfer.
 The representative will direct the employee to a third-party vendor they must use to
purchase their office equipment. The website often appears legitimate, and the
employee can easily find all the required products. When it comes time to pay, the
total cost precisely matches the amount of money provided in the check, and the
employee inputs their banking information to finalize the purchase.
In either case, the victim's bank eventually detects the check as a fake, and the employee
loses the amount of money they returned or used to purchase the office equipment, which

is never received. When they try to contact the representative again, all messages go
unanswered and social media profiles previously used to establish credibility are
deactivated. Additionally, banks often freeze, or in worst cases cancel, the accounts
associated with a fraudulent or counterfeit check deposit as a precautionary measure,
resulting in additional challenges the victim must overcome when recovering.
Package Reshipment, Quality Inspection or Product Distribution Positions
All these positions require from an applicant is a valid home address and their time, making
them very appealing to a wide range of people. They often advertise a base monthly pay
between $2,000 – $4,000, with additional bonuses per package shipped to its next
destination. Most victims who encounter this scam receive and ship packages as they expect
until it comes time for their first paycheck – only they never receive any money. When they
attempt to log in to an employee dashboard, they find their account locked and all their
messages go unanswered.
According to the FBI, reshipping scams can involve con artists who use stolen credit cards to
buy expensive items. Instead of shipping the item directly to their address, they use a “re-
shipper” to send the package overseas. Package reshipment positions may also be handling
stolen goods or laundered money, resulting in victims of this scam unknowingly
participating in illegal activity.

Avoiding Employment Scams
Evaluate work-from-home opportunities. The transition to remote work has created
many opportunities for legitimate and fraudulent businesses. While many work-from-home
job openings are honest, it is essential to critically evaluate the hiring process of any
company offering this type of employment. Be wary of companies that require the applicant
to download a specific mobile app to communicate, conduct the entirety of the interview
through text or chat, or do not provide a physical address for the business.
Verify contact details. BBB recommends verifying that the address provided matches the
business and that the phone number is in service. It is common for scammers to use
addresses for vacant lots or other companies and a phone number that is either fabricated
or not in service. At a minimum, verify that at least two contact methods will get you in
touch with company representatives.

Research the company. Spend time researching a company's reputation and legitimacy
before agreeing to work for them. Check BBB.org to see if they are listed, and search online
for reviews from previous employees or customers. If the offer is coming from a well-known
company, check their official job board to verify the position is listed and use the posted
contact methods to reach out to the hiring team.

Be wary of immediate offers and start dates. Any pressure to sign or onboard
immediately indicates that the company may not be legitimate. Choosing a place to work is
an important decision that most legitimate companies understand requires time to consider.
Be especially wary if the position is offered without an interview or promises a significant
income if the employee pays for coaching, training or certifications. If the hiring team
threatens the job will go to the next candidate unless you make an immediate decision, it
might be best to walk away.
For more information visit BBB.org.

Filed Under: Better Business Bureau, buying a home, chamber of commerce, Charities, Golf Cart Rules, Hurricane Aide, Hurricane Hanna, Mortgages, mustang island, Packery Channel, property taxes, Scam Alert, selling a home, spring cleaning, Water Exchange Bridge, Whitecap Development Project, Whitecap NPI, windstorm insurance

PADRE ISLAND HOUSING REPORT – APRIL 2024

May 23, 2024 By

Corpus Christi Association of Realtors has posted the North Padre Island Housing Report for April 2024.

Our active listing median prices have slightly dipped the past month to $460,000 which is actually a 17.4% increase from where it was compared to last April at this time! CCAR shows us the data that has decreased slightly for active listings by 71.3% with a total of 286 properties this past month compared to April 2023 while inventory Has stayed stable at 9.6 compared to 3.7 last year at this time.

Days on the market for sale decreased this past month with an average of 80 days and the highest categories for sales with 32.4% of all the sales being priced between $400,000 – $499,999. The market is still staying very stable so far into 2024 with properties available across many pricing areas. Padre Island’s newest development Whitecap NPI is open for sales of their lots in Phase 1, Contact Coastline Properties Agent Ms. Amber Spicak at their office for all pre-sales. amber@coastline-properties.com

The April 2024 Consumer Price Index (CPI) report rose by a softer-than-expected 0.3% month-over-month (MoM) and 3.4% year-over-year (YOY). Inflation eased as smaller gains in services (e.g., food services) costs offset the continued strong rises in rent and gasoline prices.

Cheri Sperling is the owner of Coastline Properties with a dedicated team of agents specializing in residential listings, sales, and property management in the Padre Island real estate market. Coastline’s team is the most knowledgeable real estate office on Padre Island. No pressure style, patience, and an intimate understanding of the local market. They go to work for you!

 

North Padre Island March 2024 Data (Click Pic below for Larger Image)

north-padre-island-housing-report-april-2024

Filed Under: buying a home, Corpus Christ Real Estate Data, Mortgages, North Padre Island, property taxes, Real Time MLS, realtors, selling a home, spring cleaning, Water Exchange Bridge, Whitecap Development Project, Whitecap NPI

PADRE ISLAND GOLF CART AND SIDE-BY-SIDE (UTV) RULES OF THE ROAD

May 14, 2024 By

Golf Carts and Side by Sides (UTV) are motor vehicles and must follow all road rules. Equipment requirements and driving restrictions apply to these vehicles that do not apply to passenger vehicles, including:

  • A reflective orange, slow-moving vehicle triangle must always remain visible from the vehicle’s rear.
  • State of Texas tags are required, a golf “cart tag” for golf carts, and an “off-highway” tag are required for side-by-sides. You may purchase tags from the City of Port Aransas, or the City of Corpus Christi for a one-time fee under $15.00, this is a lifetime state tag (one per vehicle). You must present a bill of sale, or title with the vehicle serial number, and a valid driver’s license. Proof of insurance is not required to register your vehicle.
  • Headlights, taillights, and rearview mirrors are required. Seat belts, turn signals, brake lights, and a horn are optional. All drivers must use proper hand signals if their vehicle avoids brake lights and turn signals.
  • Driving on or paralleling a State Highway including – SPID (South Padre Island Drive), including the grass and the side of the road, is prohibited. Hwy 361 towards Packery Channel includes crossing the intersection from Commodores over SPID. By driving in these areas you could receive a $500.00 fine for violators.
  • Driving on any road with a speed limit of over 35mph is prohibited.
  • Drivers must be at least 16 years of age and possess valid driver’s licenses.
  • Seat belts are recommended, but not required for all drivers and passengers, children of appropriate ages are encouraged to use car seats.
  • Always drive on the right side of the road to allow vehicles to pass by unless turning left or the traffic signs direct you differently.
  • A Beach Permit is required on most beaches and can be purchased for $12 at any of the gas stations on Padre Island.
  • The speed limit on all parts of the beach is 15 mph. All Parts! Beach line driving (where the water meets the beach) is dangerous. For the safety of beach pedestrians, drive only on the established passenger vehicle paths up next to the dunes.
  • Driving on or in the dunes is strictly prohibited by law.
  • Always drive safely and responsibly – and Have Fun!

Courtesy of, and brought to you by Fantasy Customs, a PIBA Member

Filed Under: Better Business Bureau, Golf Cart Rules, Hurricane Relief, mustang island, North Padre Island, Packery Channel, Park Road 22 Proposed Bridge, Real Time MLS, spring cleaning

Flourishing Trends: Texas Real Estate Market Soars in February 2024

March 24, 2024 By

Flourishing Trends: Texas Real Estate Market Soars in February 2024

As February 2024 comes to a close, the Texas real estate market stands as a beacon of resilience and prosperity, reflecting a landscape marked by vibrant growth and promising opportunities. Amidst a backdrop of economic stability and burgeoning industries, the Lone Star State continues to attract investors, homeowners, and businesses alike, cementing its position as a powerhouse in the realm of real estate.

The consistent rise in property values across a range of market groups is one of the most notable aspects of the current situation. Demand for residential properties, from luxury estates to single-family houses, has significantly increased, pushing prices to all-time highs. This surge can be attributed to several factors, including a robust economy, favorable interest rates, and a steady influx of individuals relocating to Texas in pursuit of job opportunities and a high quality of life.

The real estate market has seen unparalleled activity in major metropolises like Austin, Dallas, and Houston, with sales volumes at previously unheard-of heights. Competitive bidding battles and quick transactions have resulted from the increased demand for residential properties caused by the attractiveness of living in an urban setting combined with a booming job market. Because of these advantageous circumstances, sellers frequently receive many offers over asking price, and buyers are encouraged to move quickly to secure their ideal houses in this fast-paced market.

Texas’s commercial real estate market is likewise seeing a boom, with renters and investors showing a keen interest in office buildings, retail stores, and industrial sites. The demand for commercial real estate assets has increased as a result of the state’s diversified economy, which is highlighted by strong industries like manufacturing, energy, technology, and healthcare. The increasing demand for office spaces and commercial properties in Texas is a result of corporations looking to establish or extend their presence in the state, offering developers and investors attractive prospects.

In addition, the Texas real estate industry is seeing a rebirth in terms of sustainability and creativity. Developers are responding to the changing tastes of contemporary consumers by integrating energy-efficient features and green building concepts into their projects, with an increasing focus on eco-friendly practices and smart technologies. Texas is leading the way in adopting environmentally friendly real estate techniques, with mixed-use complexes featuring sustainable design components and residential communities certified by LEED, thereby creating new benchmarks for the sector.

Looking ahead, the outlook for the Texas real estate market remains exceedingly optimistic, buoyed by favorable economic fundamentals and a steadfast commitment to innovation. While challenges may arise, such as fluctuations in interest rates or geopolitical uncertainties, the underlying strength of the state’s economy and its enduring appeal as a destination for homeowners and businesses will continue to drive growth and prosperity in the real estate sector.

In conclusion, February 2024 paints a picture of a thriving and dynamic real estate market in Texas, characterized by robust demand, rising property values, and a commitment to innovation and sustainability. As the state continues to chart a course towards prosperity, investors, homeowners, and businesses alike can find ample opportunities to thrive in this vibrant landscape.

Filed Under: buying a home, home maintenance, Investment Property, Mortgages, New Homes Padre Island, North Padre Real Estate, property taxes, realtors, selling a home, spring cleaning, Whitecap Development Project

NORTH PADRE ISLAND HOUSING REPORT – FEBRUARY 2024

March 12, 2024 By

Corpus Christi Association of Realtors has posted the North Padre Island Housing Report for February 2024.

Our active listing median prices have dipped the past month to $403,700 this past month which is an 1.6% decrease from where it was compared to last Febuary at this time! CCAR shows us the data that is increasing for active listings by 82.3% with a total of 257 properties this past month while inventory Has risen at 8.6 compared to 2.8 last year at this time.

Days on the market for sale increased this past month with an average of 86 days and the highest categories for sales with 40.0% of all the sales being priced between $300,000 – $399,999. The market is still staying solid so far into 2024 with properties available across many pricing areas. North Padre Island’s newest development Whitecap NPI is open for sales of their lots in Phase 1, Contact Coastline Properties Agent Ms. Amber Spicak at their office for all pre-sales. amber@coastline-properties.com

We learned this morning that inflation as measured by the Consumer Price Index was 0.4 percent in February and 3.2 percent over the past year. Core inflation, which leaves out volatile food and energy prices in order to better parse inflation’s underlying trend, was also 0.4 percent over the month and 3.8 percent over the last year.

Cheri Sperling is the owner of Coastline Properties with a dedicated team of agents specializing in residential listings, sales, and property management in the Padre Island real estate market. Coastline’s team is the most knowledgeable real estate office on Padre Island. No pressure style, patience, and an intimate understanding of the local market. They go to work for you!

 

North Padre Island Febraury 2024 Data (Click Pic below for Larger Image)

north-padre-island-housing-report-december-2023

Filed Under: buying a home, Corpus Christ Real Estate Data, corpus christi business, Corpus Christi Foreclosures, home maintenance, Investment Property, Mortgages, New Homes Padre Island, North Padre Island, North Padre Real Estate, property taxes, Real Time MLS, realtors, selling a home, spring cleaning, Whitecap Development Project

BBB Tip: Recovering from freezing temperatures while avoiding

February 26, 2024 By

BBB Tip: Recovering from freezing temperatures while avoiding unethical contractors and utility impostors

Over the weekend, plummeting temperatures and wintry weather mixtures have struck
communities across Texas, with many residents experiencing power outages, ruptured water
lines, hail damage, fallen tree limbs, or other issues due to below-freezing temperatures. As
home and business owners begin to thaw out in the coming days, many will discover a
variety of problems resulting from the sudden cold snap. While some homeowners can
easily handle cleanup and repair efforts, others will likely require the help of a professional.
Additionally, other residents may begin to piece together facts and receipts to learn they
interacted with an impersonated utility company that demanded immediate payment or a
fraudulent online seller advertising winter weather and emergency products.

After significant weather events that are likely to result in property damage, Better Business
Bureau typically receives an increase in reports of unethical contractors operating across
affected regions. Commonly referred to as ‘storm chasers,’ many businesses offering
services to residents negatively impacted by severe weather are well-respected and
legitimate. However, among these groups are those who would take advantage of a
homeowner in need rather than provide any meaningful service.

Some common issues reported to BBB in these types of situations include:
 The contractor requires a significant deposit (over 50% of the total estimate) from
the property owner and then continually postpones the start date until
communication stops. Any effort by the homeowner to contact the business is
unsuccessful, and the business’s physical location is either too distant to travel to,
abandoned, a residential home for sale, or a vacant lot.

 The homeowner is approached by a contractor who claims they have excess material
left over from a nearby project, and the business can pass the savings on to the
homeowner if they can start work immediately. Once the contractor begins the
project, the scope of work expands far beyond what was initially estimated, and the
homeowner is held accountable for paying a final bill that is significantly more
expensive than they expected.

 Repairs on systems requiring specialized work (plumbers, electricians, HVAC
technicians, etc.) are done by an unlicensed individual, leaving the homeowner liable
if the contractor did not do the repairs correctly or did not comply with the applicable
housing codes.

Property owners are encouraged to verify that the provided licenses are valid by checking
with the appropriate regulatory agency. In Texas, the Texas Department of Licensing and
Regulation and the Texas Department of Agriculture are two of the most likely agencies that
hold licenses for businesses that property owners may call upon to help recover from
freezing temperatures.

Decreasing temperatures also allow utility scammers to take advantage of people’s fears of
being without heat during the cold weather. Be wary of texts, phone calls or emails from the
utility company that services your area claiming that they will shut your heat off
immediately unless an outstanding bill is paid. According to the Public Utility Commission of
Texas, an electric utility company cannot disconnect a customer anywhere in its service area
on a day when:

The previous day’s highest temperature did not exceed 32 degrees Fahrenheit, and
the temperature is predicted to remain at or below that level for the next 24 hours,
according to the nearest National Weather Service (NWS) reports.

Filed Under: Better Business Bureau, Breast Cancer, Charities, corpus christi jobs, cybersecurity, hispanic chamber of commerce, Hurricane Relief, Investment Property, Scam Alert, spring cleaning, windstorm insurance

February 2024 Heart Health Month

February 4, 2024 By

The month of February is designated as Heart Month. This month strives to educate the
public about the importance of improving heart health. This endeavor aims to help people
identify and understand helpful adjustments that can be made to increase heart health. The term
“heart disease” refers to several types of heart conditions. In the United States, the most common
type of heart disease is coronary artery disease, which can lead to heart attack. You can greatly
reduce your risk for heart disease through lifestyle changes and, in some cases, medicine. There
are several everyday things that we can do in achieving healthier lives for 2024. With this
designation, both the American Heart Association along with the US Centers for Disease Control
and Prevention (CDC) have put out some great information.

Heart disease is the leading cause of death for men and women in the United States.
Every year, 1 in 4 deaths are caused by heart disease. The good news is that heart disease can
often be prevented when people make healthy choices and manage their health conditions.
Communities, health professionals, and families can work together to create opportunities for
people to make healthier choices. National trends show heart disease death rates are declining
more slowly than they have in the past, especially among adults ages 35 to 64. The CDC
Division of Heart Disease and Stroke Prevention and Million Hearts is focused on letting
younger adults know they are not immune to heart disease, but that they can reduce their risk—at
any age—through lifestyle changes and by managing medical conditions. For more information
and statistics about heart disease visit https://www.cdc.gov/heartdisease/index.htm.

Here are some tips from the CDC to take control of your heart health:
 Find time to be active. Aim for at least 150 minutes of physical activity per week.
 Make healthy eating a habit. Small changes in your eating habits can make a big
difference. Try making healthier versions of your favorite recipes by looking for ways to
lower sodium and trans-fat. Additionally, try to incorporate more fruits and vegetables.

 Quit tobacco. Smoking cigarettes and using other tobacco products affects nearly every
organ in your body, including your heart. Visit the CDC website for great tips on how to
quit. https://www.cdc.gov/tobacco/campaign/tips/quit-
smoking/index.html?s_cid=OSH_tips_D9385

 Know your numbers. High blood pressure and high cholesterol are major risk factors for
heart disease. Ask your health care team to check your blood pressure and blood
cholesterol levels regularly and help you take steps to control your levels.
 Stick to the “script”. Taking your medications can be tough, especially if you feel fine.
However, focusing on your medication routine is important for managing and controlling
conditions that could put your heart at risk.

The American Heart Association (AHA) is an organization that helps bring heart health
knowledge, leadership, and resources to all levels of government. Whether it is the federal, state,
or local level, the AHA identifies ways of educating the public and develops systems of care that
work to help acute conditions, which will result in helping to improve the patient’s outcomes.
Many of these systems coordinate impacted people to help them recover, while also improving
the cost-effectiveness of their care. These systems of care generally are tailored by more
localized methods that focus on certain regions of the nation and individual states. The
Association uses collected data that helps a seamless transition from each stage of care. It is with
these types of awareness and outreach that they hope will save lives. If you would like to learn
more information about healthy tips on cardiovascular health, you can visit the American Heart
Association’s website at www.heart.org .

If you have questions regarding any of the information mentioned in this week's article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces County (Part). He can be contacted
at todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: Barefoot Mardi Gras, Charities, corpus christi business, cybersecurity, home maintenance, Hurricane Aide, Hurricane Relief, Mortgages, North Padre Island, Padre Island Business Association, padre island events, Real Time MLS, realtors, rentals, Restaurants, selling a home, spring cleaning, Todd Hunter

BBB Scam Alert: How to spot a credit check scam when apartment shopping

September 25, 2023 By

Planning a move this summer? According to multiple BBB Scam Tracker reports, scammers
are using a new twist on fake rental ads to trick potential renters into compromising
sensitive personal information. While credit checks are a routine process many landlords
and rental companies use to evaluate potential renters, fraudulent rental listings are being
used to direct interested tenants to a website that requires personal information to run a
credit check. Unfortunately, the website is a data-mining operation that collects and sells
the information provided to the highest bidder, placing people who use it at an increased
risk of having their identity stolen.

Most often encountered while browsing rental listings online, scammers entice victims by
advertising a rental unit or home at prices significantly lower than what is typically found in
the area. They may claim to represent an established property company or an individual
landowner searching for trustworthy tenants. The listing often includes pictures, videos,
layouts, and other specifics that renters expect to see included in a rental advertisement.
Unfortunately, most of these pictures are either fabricated or stolen from a legitimate
listing, and the supposed landowner quickly disappears after the applicant submits their
information to the credit check website.

One consumer reported to BBB Scam Tracker they “gave my name, address and Social
Security Number to obtain my credit score from this website. I was asked to take a
screenshot of my score and send it to the same address that emailed me the link.
Afterward, I was sent an email with a showing time, but the house number was not listed on
this email or the listing on Craigslist.” All additional attempts to call and email the supposed
landowner went unanswered.

To avoid credit check rental scams, Better Business Bureau recommends renters:
Be wary of lower-than-usual prices. If the rent for an apartment or home is significantly
less than the going market rate for the area, consider it a red flag. Scammers often draw
people in with claims that sound too good to be true. Spend the time to compare the price
with other similar rental properties in the area to make an informed decision.
Do some research. Search the listing online through multiple sources using the associated
phone number, email address or physical address. If you find another listing for the same
property in a different city, you’ve spotted a scam. Reverse image searches can be helpful to
determine if the photos have been stolen from another listing, as well as searching for the
landowner’s name to check if anyone else has encountered a scam when interacting with
them.

Always see the property in person. Many rental scams involve listings for properties that
don’t exist, are vacant lots, or are for sale. Be very wary if the property owner refuses to
disclose the rental property's location before you complete a credit check or pay them a
deposit. If the address provided is for a house that has a ‘For Sale’ sign in the yard, be
cautious because you might not be in contact with the actual owners.
Verify the property owner’s information. Contact a licensed real estate agent to see
who owns a property or check the county’s property appraiser website. Ask the property
owner for a copy of their ID to verify they are who they claim to be before you offer
sensitive information like your Social Security Number for a credit check.

Be cautious about credit check websites. Scammers are well-versed in making websites
appear legitimate and often create fake testimonials and reviews. Use reputable sources to
prove credit history, such as AnnualCreditReport.com or consumer reporting companies
listed by the Consumer Financial Protection Bureau.
For more information about how to avoid scams while moving and renting,
visit BBB.org/Moving.

Filed Under: Better Business Bureau, chamber of commerce, Charities, COVID-19 Virus, cybersecurity, North Padre Island, Padre Island Business Association, padre island events, Padre Isles POA, property taxes, spring cleaning, Todd Hunter, windstorm insurance

National Mental Health Awareness Month

May 2, 2023 By

Each year, May is designated as National Mental Health Awareness Month. This
awareness month began to educate communities about mental health conditions and provide
support along with resources to those individuals living with mental illness. Millions across the
country are affected by mental illness each year. According to the Texas Statewide Behavioral
Health Coordinating Council, over 3.3 million adults in Texas are living with a mental illness.
Furthermore, more than half of the adults in Texas who need mental health treatment do not
receive any. Unfortunately, children are affected by mental illness as well. According to the
Texas Health & Human Services Commission, one out of four children will have a mental illness
during childhood. Therefore, breaking down the stigma attached to mental illness through
education and outreach is a key goal of National Mental Health Awareness Month.
According to the National Alliance on Mental Illness (NAMI), a mental illness is a
condition that affects a person’s thinking, feeling, behavior, or mood. Mental health conditions
are far more common and come in many different forms. As a result of this, it is important to
look for common signs of mental illness in adults and adolescents. To learn more about the
Substance Abuse and Mental Health Services Administration (SAMHSA) and find more
information about mental health conditions, please visit SAMHSA. For more resources please
visit the Texas Health and Human Services Commission. For more mental health resources in
Texas, visit Mental Health Texas.

In Texas, the Department of State Health Services (DSHS) contracts with Local Mental
Health Authorities (LMHAs) across the state to provide mental health services to communities.
The Nueces Center for Mental Health and Intellectual Disabilities delivers mental health services
to those who live in Nueces County. You can learn more by visiting https://www.ncmhid.org/.
Additionally, you can visit the Coastal Plains Community Center, which provides mental health
services in Aransas County.
If you have questions regarding any of the information mentioned in this week’s article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces County (Part). He can be contacted
at todd.hunter@house.state.tx.us or at 512-463-0672.

Filed Under: Barefoot Mardi Gras, BeachWalk Development, Better Business Bureau, chamber of commerce, Charities, corpus christi, Hurricane Aide, Hurricane Relief, Investment Property, North Padre Island Marina, Park Road 22 Proposed Bridge, Scam Alert, spring cleaning, Todd Hunter

Scam Alert: Home title fraud

April 27, 2023 By

Home title fraud happens when someone obtains the title to your property and changes ownership from your information to theirs.  The scary part is, you may not even realize it has happened until it’s too late.

How the Scam Works:

Scammers will choose a house, sometimes a second home, rental or vacant house. They then gather your personal information from the internet or elsewhere, and take over your identity to assume the role of property owner or claim to represent you.  They file the necessary paperwork to transfer ownership of your property to themselves, using forged signatures and fake identification. They then sell the home or borrow against the equity.  You might not even know this has happened until a lender starts to send letters of foreclosure on your home due to failure to make payments.

Protect Yourself Against This Scam:

  • Be careful with your personal information. Treat your personal information like the valuable commodity it is. Make sure you shred any documents that have your bank account information, Social Security/Social Insurance number, or other personal information. Be suspicious of any unsolicited communication asking for personal information.
  • Check your credit reports regularly for unauthorized inquiries and accounts. In the U.S., you have the right to check your credit report with each of the three major credit bureaus once per year at AnnualCreditReport.com. This is the only free crediting reporting service authorized by the Federal Trade Commission. Space these checks out across the year, and you will know fairly quickly if something is wrong. In Canada, the Financial Consumer Agency of Canada provides information on requesting a free credit report.
  • Look for unexplained withdrawals, charges, and accounts. Review your bank account and credit card statements regularly. Look for unfamiliar charges, accounts, or withdrawals. Know when your bills are due; one tip-off for identity theft is when you stop receiving certain bills. This can happen because scammers have changed the address associated with your bank account or credit card. If bills don’t arrive on time, follow up with your creditors. Debt collectors may call you about debts that aren’t yours. You can also set up automatic alerts on your accounts so you are notified every time a transaction is made.
  • Check with your local recorder of deeds. Look for deeds that you or anyone representing you did not prepare or sign, periodically.  Make sure they have the correct mailing address for you.  Some counties provide consumer notification services any time a document is recorded on your property.

If your identity has been stolen:

  • File a complaint with the Federal Trade Commission. The Federal Trade Commission recommends that you create an ID theft report, if your ID is stolen. This report will help you deal with the credit reporting agencies and companies that extended credit to the identity thief using your name. First, report the crime to the FTC and print a copy of the details. Contact FTC at 1-877-ID-THEFT (438-4338) or Identitytheft.gov.
  • File a report with local law enforcement. Keep all records of your case, police reports and supporting documents; these may be needed by credit card companies or banks to prove innocence.
  • File a report with the FBI: Contact the Internet Crime Complaint Center (IC3): ic3.gov.
  • Place a “fraud alert” or “freeze” on your credit reports.Contact the fraud departments of each of the three major credit reporting agencies. Let them know you’ve been a victim of identity theft and ask questions—including what protection is provided and if there are any costs—to determine whether a fraud alert or freeze is best for your situation.
  • Notify all credit grantors and financial institutions.Check the status on existing accounts, as they may have been jeopardized. Find out if there is any unauthorized activity or new accounts have been fraudulently opened in your name. You may be advised to close some or all of your accounts. Create new passwords and change your PINs.

Read more about housing scams in BBB’s Scam Alert on Foreclosure Rescue Scams.

If you encounter a scam, we ask that you report it to our BBB Scam Tracker at BBB.org/scamtracker, and you can learn more about common scams at BBB.org/scamtips.

Sign up for BBB Scam Alerts.

Read more about BBB Accreditation Standards and BBB Standards for Trust.

Better Business Bureau Serving Acadiana contributed to this article.

Filed Under: Better Business Bureau, buying a home, Corpus Christ Real Estate Data, corpus christi jobs, Investment Property, Mortgages, New Homes Padre Island, Scam Alert, spring cleaning, windstorm insurance

PADRE ISLAND HOUSING REPORT – MARCH 2023

April 14, 2023 By

Corpus Christi Association of Realtors has posted the Padre Island Housing Report for March 2023. Our active listing median prices continue to rise the past month to $425,000 this past month which is 7.3& above where it was compared to last March at this time!
CCAR shows us the data that significantly rising for active listings by 54.6% with a total of 153 properties this past month while inventory Has risen at 3.1 compared to 1.8 last year during the month of March.

Days on the market for sale are steady from last month with an average of 79 days and the highest category for sales with 34.0% of all the sales being priced between $300,000 – $399,999. The market is keeping pace as we move deeper into Spring. The consumer price index eased to 5% in March 2023 on an annual basis, down from 6% in February, according to the U.S. Bureau of Labor Statistics inflation report. The FED still showing signs of inflation that is slowing a bit now. The Spring Housing market is well underway, and we are anticipating a very busy season.

Cheri Sperling is the owner of Coastline Properties with a dedicated team of agents specializing in residential listings, sales, and property management in the Padre Island real estate market. Coastline’s team is the most knowledgeable real estate office on Padre Island. No pressure style, patience, and an intimate understanding of the local market. They go to work for you!

 

Padre Island March 2023 Data (Click Pic below for Larger Image)

padre-island-housing-report-february-2023

Filed Under: Better Business Bureau, buying a home, Corpus Christ Real Estate Data, Investment Property, Mortgages, New Homes Padre Island, North Padre Island, property taxes, Real Time MLS, realtors, selling a home, spring cleaning, Whitecap Development Project

Happy Easter 2023

April 6, 2023 By

As Easter is upon us, it is a time for reflection and renewal. At Coastline Properties would like to take a moment to wish all of our valued clients and their families a very Happy Easter!

The Easter holiday holds special significance for many of us. It is a time to celebrate the promise of new beginnings, to reflect on the blessings in our lives, and to spend time with loved ones.

In the spirit of the season, we want to extend our heartfelt appreciation to each and every one of our clients for entrusting us with their real estate needs. We feel privileged to be a part of your home buying and selling journey, and we look forward to continuing to serve you in the years to come.

We also recognize that the past year has been challenging for many of us, and we want to express our gratitude for your continued support and trust in our team. We are committed to providing the highest level of service, expertise, and guidance to help you achieve your real estate goals, no matter what challenges may arise.

As we celebrate this joyous occasion, we hope that you and your loved ones enjoy a wonderful Easter filled with love, laughter, and the promise of new beginnings. May the beauty and hope of the season bring you peace, happiness, and many blessings.

Thank you again for choosing Coastline Properties as your trusted partner in all of your real estate endeavors. We wish you all a Happy Easter!

Filed Under: Holiday Parties, Local Food, padre island events, realtors, Restaurants, spring break, spring cleaning

April Brings Attention to Autism

April 1, 2023 By

April is National Autism Awareness Month. Awareness months are helpful because they
bring public attention to issues facing many of our friends and families and autism is no
different. According to the Centers for Disease Control and Prevention, the medical term for
Autism is Autism Spectrum Disorder (ASD), which is described as a group of developmental
disabilities which can cause significant social, communication and behavioral challenges.

The National Institute of Mental Health further characterizes ASD as:
 Ongoing social problems that include difficulty communicating and interacting with
others
 Repetitive behaviors as well as limited interests or activities
 Symptoms that typically are recognized during early childhood
 Symptoms that hurt the individual’s ability to function socially, at school or work, or
other areas of life

Further explanation of these characteristics can be found at
https://www.nimh.nih.gov/health/topics/autism-spectrum-disorders-asd/index.shtml
It is important to note that individuals diagnosed with ASD differ in their learning, thinking, and
problem-solving abilities. Autism is known as a “spectrum” disorder because there is wide
variation in the type and severity of symptoms people experience. ASD occurs in all ethnic,
racial, and economic groups. Although ASD can be a lifelong disorder, treatments and services
can improve a person’s symptoms and ability to function.
There is no known single cause for autism spectrum disorder, but it is generally accepted
that it is caused by abnormalities in brain structure or function. Brain scans show differences in
the shape and structure of the brain in children with autism compared to in neurotypical children.

Researchers do not know the exact cause of autism but are investigating a number of
theories, including the links among heredity, genetics, and medical problems.
In many families, there appears to be a pattern of autism or related disabilities, further supporting
the theory that the disorder has a genetic basis. While no one gene has been identified as causing
autism, researchers are searching for irregular segments of genetic code that children with autism
may have inherited. It also appears that some children are born with a susceptibility to autism,
but researchers have not yet identified a single “trigger” that causes autism to develop. However,
ASD can usually be diagnosed by the age of two.

There are a variety of organizations that provide helpful resources and information
regarding ASD. One organization is the Autism Society which was founded in 1965 by Bernard
Rimland, Ph. D, whose own son was diagnosed with ASD. Since its formation the Autism
Society has grown from a handful of parents to having local and state affiliate offices in nearly
all 50 states. These offices are connected through a network that enables the Autism Society to
share resources like referral services and education/awareness programs.

The Autism Society is dedicated to its role of increasing public awareness about ASD,
which includes the day to day challenges faced by individuals, families and professionals
affected by ASD. If you would like to learn more about the Autism Society you can go to
www.autism-society.org. Another organization that serves as a resource for ASD is Autism Now.
You can go to their website at www.autismnow.org to learn more.

If you have questions regarding any of the information mentioned in this week's article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces County (Part). He can be contacted at
todd.hunter@house.texas.gov or at 512-463-0672

Filed Under: Charities, Hurricane Aide, Hurricane Relief, Packery Channel, Park Road 22 Proposed Bridge, Scam Alert, spring cleaning, Todd Hunter, Water Exchange Bridge

Unclaimed Property

March 27, 2023 By

Texas is currently holding about $7 billion in cash and other valuables waiting for their
rightful owners to claim. The Texas Comptroller estimates that one in four residents of the State
of Texas has unclaimed property. Examples of unclaimed property include dividend, payroll, or
cashier’s checks; stocks, bonds, and mutual fund accounts; utility deposits and other refunds;
insurance proceeds; mineral interest or royalty payments; dormant bank accounts; and
abandoned safe deposit box contents.

The Texas Comptroller’s office receives unclaimed property as required by law from
financial institutions, businesses, and government entities that are holding personal property
which is considered abandoned or unclaimed. The unclaimed or abandoned property is turned
over to the Comptroller’s office when the property owners’ whereabouts are unknown, and the
property has been inactive on the books of the reporting company after the necessary
abandonment period has expired. It is important to know that the Comptroller’s office acts only
as a custodian of the unclaimed property and holds the property in trust until such time as it can
be claimed. Texas does not take legal ownership of unclaimed property, so there is no time
limit for filing a claim.

Over the past several years, the Texas Comptroller has traveled around the state to bring
public attention to the billions in unclaimed property being held by the State of Texas. In fiscal
year 2022, the agency paid a record $309 million in claims. This is important because since the
unclaimed property program began, the Comptroller’s office returned more than $4 billion worth
of unclaimed property.

In order to make the process of claiming your property easier, the Comptroller’s office
has outlined a number of recent features on their website to help enable the process. The website
is regularly updated with new property that has been received by their office. To find out if you
are one of these Texas residents with unclaimed property, I strongly recommend that you check
the unclaimed property list by visiting Texas Unclaimed Property at https://claimittexas.org/ or
by calling 800-321-2274 (CASH).

If you have questions regarding any of the information mentioned in this week’s article,
please do not hesitate to call my Capitol or District Office. Please always feel free to contact my
office if you have any questions or issues regarding a Texas state agency, or if you would like to
contact my office regarding constituent services. As always, my offices are available at any time
to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office,
361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and Nueces (Part) County. He can be contacted at
todd.hunter@house.state.tx.us or at 512-463-0672.

Filed Under: Better Business Bureau, chamber of commerce, Charities, corpus christi, Hurricane Relief, Packery Channel, Park Road 22 Proposed Bridge, spring cleaning, Todd Hunter

BBB Tip: Top 5 Coastal Bend-area scams of 2022

March 12, 2023 By

In 2022, Coastal Bend-area consumers and businesses reported multiple scams to BBB,
totaling $30,000 lost for the year. Across Texas, BBB received an average of 250 scam
reports per month totaling $1.9 million lost for the year. While the tactics of scammers
often shift to take advantage of marketplace trends, online shopping, employment and
phishing scams are the most common types of scams reported to BBB from Texas residents,
accounting for 49% of all scams submitted to the organization for the year.

To help Coastal Bend-area residents avoid scams in 2023, BBB analyzed scam reports
submitted by consumers with local zip codes to determine the top five prevailing scams in
2022 and provides a few tips on how to avoid them moving into the new year
Online Purchase
Share of reports: 22%
Amount lost: $9,795

Online purchase scams in Coastal Bend vary across a wide range of products, with some
consumers losing over $1,000 on a single interaction. Online pet scams are particularly
impactful in the area, with residents encountering fraudulent sellers when attempting to
purchase Dachshunds, Corgis and Goldendoodles. In most cases, buyers are directed to
send payment through an online payment system such as Zelle or PayPal. Other items
residents attempted to purchase include ammunition, clothes and automotive parts.

To avoid online purchase scams, BBB recommends:
 Avoid too-good-to-be-true deals.
 Use credit cards for online transactions.
 Look up reviews on other websites.
 Check and verify there are multiple methods of contact such as a working telephone
number and a real physical address.
Employment
Share of reports: 12%
Amount lost: $4,950

Employment scams often impersonate well-known and reputable businesses when
contacting their victims. While these scams do not often result in a loss of money, the
sensitive information provided to a potential employer places the applicant at an increased
risk of experiencing identity theft. Scammers often entice applicants for the position by
offering high wages, flexible hours and remote working opportunities. They often claim they
will pay for the applicant to purchase materials to set up their home office or other work-
related expenses. In the Coastal Bend area, most reports revolve around car wrap, package
reshipment or clerical and data entry positions.

To avoid employment scams, BBB recommends:
 Beware of unsolicited or immediate job offers and rushed interview processes.
 Insist on communicating with the hiring manager outside of email or text.
 Verify the position is open by checking the official job board for the company.
 Do not deposit suspicious or overpaid checks, and do not send money back due to
overpayment through gift cards, a wire transfer or other nontraditional methods.
Sweepstakes/Prize/Lottery
Share of reports: 6%
Amount lost: $106

Recently, reports of sweepstakes, prize and lottery scams revolve around supposed winners
of the Texas, national or other state’s lottery offering some of their winnings to strangers
using ‘pay-it-forward’ messaging. To claim the winnings, the recipient is directed to a
website where they input personal information so a check can be mailed to them. Other
versions of this scam reported in the Coastal Bend area include free products, such as
construction equipment or other gifts, in exchange for taking a survey, as well as free travel
packages. Victims who provide money do so under the impression they are paying for taxes,
processing or other fees – something a legitimate sweepstakes company does not require.

To avoid sweepstakes, prize or lottery scams, BBB recommends:
 Do not provide any payment for a supposedly ‘free’ gift.
 Be especially wary of any emails from a lottery winner who is dividing their winnings
across multiple people.
 It is uncommon to be selected as the winner of a sweepstakes that you did not
enter. Verify how you were entered into the drawing and how they obtained your
contact information.
 It is unlikely to be awarded a high-end or expensive item for taking a single survey.
Trust your instincts and avoid too-good-to-be-true offers.
Counterfeit Product
Share of reports: 4%
Amount lost: $227

Fraudulent and unethical businesses often capitalize on the popularity of name-brand items
by offering products similar in appearance or name. When the item is received, the buyer is
often left with an item that is of significantly less quality than expected and may not even
appear the same as what was pictured in the advertisement. Some of the most
counterfeited brands include Nike, Beats, LEGO, NFL and Tiffany jewelry. One Coastal Bend
resident reported receiving an obvious counterfeit item when attempting to purchase
Seresto flea and tick collars online.

To avoid counterfeit products, BBB recommends:
 Be cautious of name-brand products advertised at a fraction of their typical price at
an authorized retailer.
 Pay close attention to the name of the product. For example, Beats by Dr. Dre is not
the same as Beats by Dre.
 Beware of look-alike websites and double-check the URL domain and subdomain are
accurate. Scammers often switch these to confuse buyers.
 Read product reviews and research the business on multiple sources. Keep in mind
that product testimonials on a business’s website can be fabricated.
Phishing
Share of reports: 4%
Amount lost: $600

Phishing scams are one of the oldest and most adaptable strategies used to obtain sensitive
information from businesses and consumers. Often, these manifest as emails or texts from
someone claiming to represent the fraud prevention department for a well-known company
such as Amazon, Netflix or your local bank or utility company. They will often direct you to a
link or website to verify your account details, but in reality, that information is being
collected for their own purposes. Phishing scams continue to become more sophisticated
and often include look-alike websites that makes detecting them even more challenging. In
the Coastal Bend area, the most common businesses used in a phishing scam include USPS
and local banks.

To avoid phishing scams, BBB recommends:
 Avoid clicking on any links provided in email and text.
 Verify account security by going directly to the official website or using an official
app.
 Understand company or agency policies regarding what personal information they
will ask for over email or phone.
 Remain calm when contacted about a potential account compromise and be wary of
claims threatening immediate arrest, additional fines or impacts on your credit.
If you have been a victim of a scam, report it to BBB.org/ScamTracker. Information
provided may prevent another person

Filed Under: Better Business Bureau, chamber of commerce, cybersecurity, New Homes Padre Island, property taxes, Scam Alert, spring cleaning

National Diabetes Awareness Month

November 4, 2022 By

Every year the month of November is recognized as Diabetes Awareness Month. The purpose of this month is to raise awareness regarding the disease since millions of Americans live with diabetes. According to the American Diabetes Association, 37.3 million Americans have diabetes. Additionally, 96 million people are categorized as pre-diabetic which is a condition where glucose levels are higher than normal but not yet high enough to be considered diabetes. This is an important month to learn about diabetes due to the high number of Americans diagnosed with diabetes.

The objective of Diabetes Awareness Month is to increase public knowledge of diabetes. There are two types of diabetes. The first is Type 1 which accounts for 5-10% of all diabetes and is typically diagnosed in children and young adults. Type 1 diabetes occurs when the body does not produce insulin. The exact cause of Type 1 diabetes is unknown, but it is generally thought to be caused by a combination of genetics and an immune system disorder that affects insulin-producing cells in the pancreas. Individuals with Type 1 diabetes are generally required to monitor their blood sugar levels closely and take insulin daily to survive. The other form of diabetes is Type 2 diabetes which is the most common form of diabetes. Type 2 diabetes develops over time and occurs when the body becomes insulin resistant, meaning it is unable to process insulin properly.

Currently, there is no cure for diabetes. However, Type 2 diabetes can be manageable and, in some instances, preventable. According to the American Diabetes Association, Type 2 diabetes can be managed by taking prescription medicines, following a healthy eating plan, reducing tobacco use, and exercising to ensure blood sugar levels are kept within a healthy range. Similarly, those who are pre-diabetic or who are at a high risk of developing Type 2 diabetes can delay or even prevent the onset of the disease by making changes towards living a healthier lifestyle.

For more information about diabetes, please visit the American Diabetes Association www.diabetes.org.

Additionally, you visit the Texas Department of State Health Services to learn more about treatments for diabetes https://www.dshs.texas.gov/txdiabetes/.

If you have questions regarding any of the information mentioned in this week’s article, please do not hesitate to call my Capitol or District Office. Please always feel free to contact my office if you have any questions or issues regarding a Texas state agency, or if you would like to contact my office regarding constituent services. As always, my offices are available at any time to assist with questions, concerns or comments (Capitol Office, 512-463-0672; District Office, 361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and part of Nueces County. He can be contacted at todd.hunter@house.texas.gov or at 512-463-0672.

Filed Under: BeachWalk Development, Better Business Bureau, chamber of commerce, Charities, realtors, Scam Alert, spring cleaning, Todd Hunter, windstorm insurance

September 2022 -Suicide Prevention Month

September 8, 2022 By

September is recognized as Suicide Prevention Month. According to the National Alliance on Mental Illness, suicide is the second leading cause of death among people between the ages 10-34. In addition to this, suicide is the 12th leading cause of death in the United States. Along with this, the National Alliance on Mental Illness reports that 46 percent of all people who lose their lives through suicide had been diagnosed with a mental illness. The purpose of Suicide Prevention Month is to promote suicide prevention awareness and to spread knowledge about resources available for those who struggle with mental illness. Suicide Prevention Month is important because this month is dedicated for people to come together and discuss suicide which can be a difficult topic to speak about.

Although historically there has been a stigma surrounding the topic of suicide, it is important for people to discuss. Taking part in open conversations about suicide lessens the stigma around suicide which leads to people who are struggling to reach out and ask for help. According to Suicide Prevention Lifeline, people who are experiencing suicidal thoughts feel relief when people ask them about their mental health. Furthermore, discussing mental health can reduce suicidal thoughts.

According to the National Alliance on Mental Illness, suicide rates have increased 35 percent since 1999. Due to increasing suicide rates, it is important to be aware of the signs of struggling mental health since suicide is preventable. Some of the warning signs for suicide include new behaviors such as increased use of drugs or alcohol, extreme mood swings, talking about being a burden to others, and withdrawing or isolating themselves. While these signs cannot predict whether a person will attempt suicide, knowing the signs and reaching out to a person who is struggling can make a positive impact in their life.

For more information about Suicide Prevention Month, please visit Suicide Prevention Resource Center. https://www.sprc.org/

Along with this, Suicide Prevention Lifeline is a wonderful resource to learn more about suicide, the warning signs, and risk factors. https://suicidepreventionlifeline.org/

Additionally, you can visit the National Alliance on Mental Illness to learn more about mental illness and suicide. https://www.nami.org/get-involved/awareness-events/suicide-prevention-awareness-month.

If you have questions regarding any of the information mentioned in this week’s article, please do not hesitate to call my Capitol or District Office.  Please always feel free to contact my office if you have any questions or issues regarding a Texas state agency, or if you would like to contact my office regarding constituent services. As always, my offices are available at any time to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office, 361-949-4603).

– State Representative Todd Hunter, District 32

Rep. Hunter represents Aransas County and part of Nueces County.  He can be contacted at todd.hunter@house.texas.gov or at 512-463-0672. 

Filed Under: cybersecurity, property taxes, Retail Tax, Scam Alert, spring cleaning, Todd Hunter, windstorm insurance

BBB Business Tip: 7 ways small business owners can cope with inflation

August 5, 2022 By

U.S. consumers are experiencing the most significant 12-month increase in prices since
1981, and many small business owners are feeling the pressure. With the inflation rate
hovering around 8%, according to the Bureau of Labor Statistic’s Consumer Price Index,
many small business owners are experiencing increased costs to conduct business and
shrinking profit margins. Desperate to remain profitable, entrepreneurs are looking at how
they can cut costs or raise prices without scaring off their customers.
High inflation rates are driven mainly by significant increases in food, shelter and gas prices.
Increased energy prices, supply chain disruptions, and labor shortages add to a business
owner’s expenses. With so many cost increases, what can small businesses do? BBB
recommends the following to minimize the impact of inflation on your business.
Ways your small business can cope with inflation.

  1. Reduce your expenses. Be intentional about where your business is spending its
    money. This means reviewing your current spending and determining if it aligns with
    your strategy. If employees are wasting office supplies or delivery drivers are taking
    the scenic route, address the issue. Be sure to assess the revenue being brought in
    by your online advertising strategy and make adjustments if it isn’t providing value.
  2. Stock up on necessary supplies. If there are items you know you’ll use in the
    year ahead, buy as much as you can now. You may get bulk discounts, and you can
    minimize the impact of future price increases. Stocking up on supplies will allow you
    to avoid passing on increased costs to your customers in case prices continue to
    grow.
  3. Have multiple suppliers. Having one supplier for every item your company needs
    makes sourcing simple and helps develop strong relationships with vendors.
    However, if you have numerous suppliers, you’ll have options if one can’t get you
    what you need or their prices increase.
  4. Evaluate your products and services. Identify what products and services are the
    most profitable. Remember that consumers might be open to lower-priced options to
    maintain their own budget. They also may be interested in paying more for items
    and services that make a stressful time more manageable. Consider temporarily
    cutting services or expenses to better focus on what generates the best results.
  5. Raise prices wisely. If you must raise your prices to compensate for inflation, do
    so wisely. Don’t increase your prices so much that it causes many of your customers
    to purchase from your competitors. Instead, raise your prices just enough to offset
    the impact of inflation and ensure that you can keep your small business profitable.
    Also, don’t be sneaky about pricing by resorting to drip pricing or hidden fees.
    Instead, be transparent. Let customers know about the increase and help them
    understand why.
  6. Prioritize customer service. When consumers know you care about their
    satisfaction, they’re more likely to do business with you, even if you must raise
    prices. Don’t skimp on service by being understaffed. If you don’t have the budget
    for a full-time employee, look into freelancers and part-time staff.
  7. Use technology. Artificial intelligence, automation and self-serve customer options
    can reduce costs and take pressure off existing staff in an already tight labor market.
    Take the time to research technology that you could implement in your business to
    help reduce costs and maximize efficiency.
Filed Under: Better Business Bureau, buying a home, chamber of commerce, hispanic chamber of commerce, home maintenance, Investment Property, padre island events, Real Time MLS, rentals, spring cleaning

The Month Of June Is Alzheimer’s And Brain Awareness Month

June 8, 2022 By

This year, the month of June has been designated as Alzheimer’s & Brain Awareness Month. When people think of being healthy, generally we think of our external physical health. However, officials with the Alzheimer’s Association want to remind everyone that mental health is just as important. Alzheimer’s & Brain Awareness Month began as a way to bring attention to different brain diseases, educate communities about their effects, and provide support to those individuals and families struggling with this condition.

Brain disorders come in several forms. Dementia is the general term used to describe a decline in mental ability that is severe enough to interfere with daily life. Alzheimer’s is the most common type of dementia as it accounts for 60 to 80 percent of dementia cases and is the 6th leading cause of death in the United States.

The most common early symptom of Alzheimer’s is difficulty remembering newly learned information. This is because Alzheimer’s changes typically begin in the part of the brain that affects learning. As Alzheimer’s advances through the brain, it leads to increasingly severe symptoms, including disorientation, mood and behavior changes; deepening confusion about events, time and place; unfounded suspicions about family, friends and professional caregivers; and difficulty speaking, swallowing and walking. Just like the rest of our bodies, our brains change as we age. Most of us eventually notice some slowed thinking and occasional problems with remembering things. However, serious memory loss, confusion, and other major changes in the way our minds work may be a sign that brain cells are failing.

People with memory loss or other possible signs of Alzheimer’s may find it hard to recognize they have a problem. Signs of dementia may be more obvious to family members or friends. If you have noticed these symptoms with your loved ones, help is available. The Alzheimer’s Association is a great source of information and has many tools to help. You can visit their website here: https://www.alz.org/ They also have a 24-hour helpline that can be used to access reliable information and support. Their phone number is: 1-800-272-3900.

If you have questions regarding any of the information mentioned in this week’s article, please do not hesitate to call my Capitol or District Office. Please always feel free to contact my office if you have any questions or issues regarding a Texas state agency, or if you would like to contact my office regarding constituent services. As always, my offices are available at any time to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office, 361-949-4603).

   – State Representative Todd Hunter, District 3

Rep. Hunter represents Aransas County and Nueces (Part) County. He can be contacted at todd.hunter@house.texas.gov or at 512-463-0672.

 

Filed Under: Better Business Bureau, chamber of commerce, Charities, hispanic chamber of commerce, Hurricane Relief, Scam Alert, spring cleaning, Todd Hunter, Water Exchange Bridge, windstorm insurance

National Donate Life Month

April 1, 2022 By

April is National Donate Life Month. This month is dedicated to educating and encouraging Americans to register as donors of organs, tissue, marrow, and blood. Donating is a generous act that saves thousands of lives annually.

Transplanting organs and tissue is one of the greatest and most successful medical procedures in the history of medicine. Organ transplantations offer patients a chance to give back to their families, friends, and communities. Your generosity can save as many as eight lives through organ donation, bring sight to others with cornea donations, and improve yet another 75 lives or more through tissue donation.

More than 40,000 lives were saved last year due to successful transplants. Organs that can be donated include the heart, kidneys, liver, lungs, pancreas, and intestines. Tissues that can be donated include arteries, bone marrow, eyes (corneas), cartilage, skin, soft tissue, veins, and heart valves and vessels. More than 106,000 men, women, and children are on the transplant waitlist currently. Furthermore, another person is added to the nation’s organ transplant waiting list every 9 minutes. To learn more information about organ donation and transplantation, please visit: https://www.organdonor.gov/.

Anyone can sign up to be a donor despite your age and medical history. In Texas, you can sign up to be a donor at https://www.donatelifetexas.org/register/. You can also sign up to be an organ donor when you apply or renew you Texas Driver’s license through the Texas Department of Motor Vehicles, too. Instructions to receive the Organ Donor designation on your Driver’s License can be found at https://www.dmv.org/tx-texas/organ-donor.php.

Another way to give is by donating blood. Blood donors save many lives every year. In our community, more than 120 people a day must donate blood to maintain the blood supply in the ten-county area served by the Coastal Bend Blood Center. To donate blood, you can find a location to donate blood at http://www.coastalbendbloodcenter.org. To learn more information about blood donation, visit http://www.redcrossblood.org/donating-blood.

If you have questions regarding any of the information mentioned in this week’s article, please do not hesitate to call my Capitol or District Office.  Please always feel free to contact my office if you have any questions or issues regarding a Texas state agency, or if you would like to contact my office regarding constituent services. As always, my offices are available at any time to assist with questions, concerns, or comments (Capitol Office, 512-463-0672; District Office, 361-949-4603).

– State Representative Todd Hunter, District 32

  Rep. Hunter represents Aransas County and Nueces County (Part).  He can be contacted at todd.hunter@house.texas.gov or at 512-463-0672

Filed Under: Hurricane Aide, Hurricane Hanna, Hurricane Relief, property taxes, spring cleaning, Todd Hunter, windstorm insurance

Padre Island Housing Data – February 2022

March 25, 2022 By

The Local Real Estate Market continues to stay in a very positive direction with prices!
The Coastline Team along with the Corpus Christi Association of Realtors continues to keep a sharp eye on market conditions…The 2 notable areas we continue to watch are the decrease in inventory, and a standard 30-year rate fixed mortgage now up a little over 1.5% from the start of the year averaging 4.56% according to BankRate.com

Days on the market for sale have increased now to an average of 103 days on the market. 41.8% of all the sales in January were priced between $200,000 – $399,999. The Median Price of homes has risen additionally by 8.3% to a price of $390,000. The market is certainly holding steady and it’s still a very good time to list your home with inventory still quite low and the spring buyers are already out looking.

Cheri Sperling is the owner of Coastline Properties with a dedicated team of agents specializing in residential listings, sales, and property management in the Padre Island real estate market. Coastline’s team is the most knowledgeable real estate office on Padre Island. No pressure style, patience, and an intimate understanding of the local market. They go to work for you!

 

Padre Island February 2022 Data (Click Pic below for Larger Image)

padre-island-housing-report-jan-2022

Filed Under: buying a home, Corpus Christ Real Estate Data, home maintenance, New Homes Padre Island, North Padre Island, property taxes, realtors, selling a home, spring break, spring cleaning

Padre Island Ready For Spring Break 2022

March 6, 2022 By

Thousands Expected to Visit Area Attractions and Beaches March 5 to March 20

Thousands of visitors are expected to visit area attractions and beaches over Spring Break 2022, according to the city of Corpus Christi.
The Gulf beaches will be patrolled by lifeguards in mobile units. To be mindful of surf and rip current conditions, visitors should watch and follow the flag warning system. All Gulf beach access roads are marked with flags.
From Zahn Road to Newport Pass, a lane for emergency vehicles will be built on the Gulf coastline.
For underage drinking and DWI enforcement, the Corpus Christi Police Department (CCPD) will set up an Island command center and deploy patrol units on the beach.

Aquarius Street and other critical intersections along Park Road 22, such as Whitecap Boulevard, Commodores Drive, and State Highway, will be monitored by the CCPD. Motorists are urged to leave early for their trip because delays are possible.

The Texas Department of Transportation (TxDOT) has restored the I-37 northbound Labonte Park exit ramp, removing the requirement for a northbound diversion to get to the park.
The SH 358 (South Padre Island Drive) Ramp Reversal Project will stop lane closures for Spring Break in an effort to decrease traffic congestion during the holiday.

The Port Aransas ferry operations will operate at full capacity and are prepared to respond to any surge in late-night traffic. For the latest information and wait times, visit https://twitter.com/PortA_Ferry.

City parks, swimming pools (Collier Pool and Natatorium) will be open with free admission.

Stay connected by visiting Facebook @citygov and Twitter @cityofcc.

Filed Under: Barefoot Mardi Gras, BeachWalk Development, corpus christi, Holiday Parties, spring break, spring cleaning, Water Exchange Bridge

3 Things To Think About Before You Sell

January 15, 2022 By

It’s exciting to put your house on the market. It can also be nerve-wracking. How do you make sense of all the options and decisions? There are a few things to bear in mind:

Is it Time and Money Well Spent?

Be aware that you may not be able to recoup all of your remodeling costs when you sell your home with a remodeled 1970’s style bathroom for exampe. Some remodeling decisions, such as using out-of-style materials, make it more difficult to sell a home. Other improvements may be required to attract any reasonable offers. Additional considerations include the condition of surrounding homes for sale, the home’s price range, and whether current market conditions favor buyers or sellers.

What Benefits Every Household

It pays to keep your home clean, uncluttered, appealing, and free of small annoyances, regardless of its size, age, price, or location. A fresh coat of paint and a few potted plants go a long way toward making a good first impression. Sticking doors, an overgrown yard, or dripping faucets, on the other hand, can turn buyers off before they ever give your property a chance.

Don’t Mistake the Importance of This

Your asking price is perhaps the most crucial issue. A figure that is too high may discourage offers and leave the property unsold, while a number that is too low may create a bidding battle that drives offers higher than you ever imagined. Elements outside your control may also dictate price, such as market conditions and time constraints to sell.

Your REALTOR® is the trusted professional who can guide you through the entire process of selling your home.

Filed Under: buying a home, Corpus Christ Real Estate Data, home maintenance, Mortgages, New Homes Padre Island, realtors, rentals, selling a home, spring cleaning

Prep For The Cold?

December 27, 2021 By

BREAKING NEWS: Winter is upon us. “So what” you say? We live in S. Texas – it’s always warm, sunny, driveway drinks and pool parties weather around here. MYTH. We can and do get freezes! Who remembers last February? That was pretty extra and as atypical as it was, history CAN repeat itself.

I know we’re all tempted to start purchasing heat lamps and tents for our palms and delicate landscaping, but if you are among the majority who have children, pets, or anything with a heartbeat living under your roof, it’s best to learn from last year’s unfortunately scary and chilly events that to be prepared for inside is the best thing you can do.

Here are the top 5 ways to plan ahead to alleviate some of the discomforts of inclement weather.

  1. GENERATOR – get one. Any one. Small one, big one, an automatic one, propane tank one, whole-home, portable…red one, blue one, get one, run run. You will not want the precious food (or beer) in your fridge to spoil, and you want to be able to at least turn on a small-space portable heater. IF your fridge isn’t going to run on the generator you have, pull out what’s important to you and put it outside! You have a FREE freezer on your patio.
  2. PIPE INSULATION – remember having no water? Or worse yet, no water AND a burst line? Head to your favorite hardware store and grab some pipe insulation. Know where your main water line is and make sure you have enough insulation (or in a clutch situation, blanket and lots of duct tape) to wrap it. Let your faucets drip slowly to keep that water moving, and it is less likely to freeze. In the unfortunate event of a burst, turn them off immediately.
  3. HEAT SOURCE – if you failed to grab that generator, have a backup plan! If you have a fireplace, stockpile wood (and keep the flue closed when not in use!). Gas cooktops? Make sure you have a lighter to spark that bad boy up. If you followed rule #2, you’ll have water to boil for noodles, baby bottles, sponge bath…and while I give you a moment to get your mind out of the gutter…clear THEM, too! If there is debris in them, that melting ice could drip into your attic. Make sure your doors and windows have tight seals to keep drafts out.
  4. CHARGERS – have your battery packs ALL juiced up so you do not end up with a dead cell phone and no way to communicate with the outside world. Or no way to keep yourself entertained…Netflix never sounded so good. Furthermore, have a full tank of gas in your car in the event you DO need to charge your devices from there!
  5. STOCK UP – on weighted blankets, board games, books, wool socks, candles, beef jerky (a personal favorite but any non-perishable protein of your preference!), water (and wine…), flashlights and batteries, first-aid kit, and perhaps make an extra effort at making nice with your neighbors. Sometimes they’re the real saviors with a hot pot of coffee or a quick shower.

I repeat: we CAN and DO freeze! Stick to this top 5 list first, and pray we can save it all for 2072.

Filed Under: Barefoot Mardi Gras, buying a home, Hurricane Aide, Investment Property, New Homes Padre Island, selling a home, spring cleaning, windstorm insurance

How to Get Rid Of Those Summertime Pests

July 19, 2021 By

Pest-NoBugsSignThey fly, crawl, bite, invade and annoy! And the word is that this summer, they’re coming in larger numbers due to the increased rain we’ve received this spring.

The cockroaches are sneakier, the fire ants are terrorizing from their sandy mounds, the ticks hide in unmentionable places, and the mosquitoes are the size of small hummingbirds. Then of course, with lots of rain, comes lots of pretty flowers with lots of buzzing bees!

Here are some tips to still enjoy the summertime, spend time outside, and not end up itching, burning, screaming, and picking.

  1. First and most effective is to have your local pest control company come and spray your yard and home. Then when your landscapers come, ask them to blow the dead ones away.
  2. On that note, be sure to keep your yard maintained and cut regularly, as insects will lay eggs in your lawn.
  3. Clean your house and reduce any clutter. This gives them places to hide. Cockroaches in particular will be drawn to food in your pantry or pet food. Keep those items tightly sealed.
  4. Check your screens. Even the smallest of holes is equivalent to a fancy written invitation to a pest to enter.
  5. Get rid of outdoor lights. If you do need them, use yellow lights. The bugs are less attracted to those.
  6. Check your yard for standing water, which is the perfect breeding ground for mosquitoes, among other insects. Eliminate any standing water you do find.
  7. Plant onions in your garden. They HATE onions!
  8. Keep your trash covered or taken our regularly. Need I explain more?
  9. Use a Eucalyptus-based repellent or just plain old Eucalyptus essential oil (Walmart sells this) and rub it on your exposed skin. The bugs will stay far away from you.
  10. Don’t forget about your pets! Treat them and give them their monthly doses of flea and tick meds. Not only do we want them to be protected, but they provide a first-class ticket for these insects into your home.

Enjoy this amazing time of year, and don’t be bugged by the bugs!

Filed Under: home maintenance, North Padre Island, spring cleaning, Upper Padre

Social Media Scam Artists

April 6, 2021 By

 

Be wary of online messages

Do some research

Press for details

Report suspicious activity to Facebook.

Intro: Plenty of people who are connected to the internet are catching up with friends on social media or randomly surfing the web. Unfortunately, so are scammers. Here to offer tips on protecting yourself on social media is your Better Business Bureau.

How does this Scam Work?

There are several versions usually involving Facebook Messenger. A phony profile that seems like they are your friend shares an amazing deal with you. To benefit you need to select the link or share the deal. If you take part, you only have to pay a small processing fee.

In another version, the “friend” claims to be raising money for a charity to support emergency personnel, a food bank, or some other organization that has really been hit hard by the pandemic. They’ll push for a donation and yet, it sounds suspicious.

A third version is circulating where the “friend” believes their account has been ‘hacked’ and to friend them on a new request. Turns out, they were not hacked at all. The profile is publicly visible and copied by a cyber thief who then creates a new profile and is now sending out new friend requests to a bogus account.

BBB warns everyone before responding to such a request, check that the Facebook profile image is from who it says it is. Or, go the extra step and call, text, or email the friend to see if they really did send it to you.

 How do you protect yourself from Facebook Scams?

  • Be wary of online messages. A person may be trustworthy in real life, but online accounts can be hacked. Take a closer look before sharing, applying, or donating. Go to Give.org to verify a charity.
  • Do some research. If you can’t find a website, it’s most likely a fake. If you can find a website, look for contact information. No contact info is a red flag.
  • Press for details. Ask strategic questions without giving any personal information to confirm you are actually talking to someone you know.
  • Report suspicious activity to Facebook. You can report scammers to Facebook to help protect your real friends and family from a scam. You can reduce the risk of having your profile impersonated by tightening up your privacy settings and hiding your Friends list.

You can always find more information at bbb.org

Filed Under: Better Business Bureau, chamber of commerce, corpus christi, New Homes Padre Island, Padre Isles POA, spring break, spring cleaning

Padre Island Housing Data – February 2021

March 16, 2021 By

It has been roughly a year since the COVID-19 pandemic began in the United States, and more people than ever are buying residential real estate in vacation housing markets.

In a study of counties that have seen the largest uptick of homebuyers and subsequently, home value – the top 10 are all in either vacation destinations or relatively affordable areas of big cities. That’s in line with the country’s sweeping work-from-home mandates put in place last March, which allowed millions of people with the capital to buy a property realizing they could work – and live – anywhere.

A demand for second homes across the country has skyrocketed since last January. What remains to be seen is how the continued vaccine rollout and expected economic stimulus checks impacts the larger metro areas’ housing markets. With most people receiving immunizations from COVID-19, more workplaces opening up to their employees – in turn, drawing them back to the city to avoid commuting from suburbs and vacation areas such as Padre Island and Port Aransas.

Mortgage rates continue to increase as the economy improves with the labor market and vaccinations continuing to roll out and additional stimulus spending. Even as mortgage rates rise modestly, the housing market remains healthy on the brink of spring home-buying season.

Homebuyer’s demand is strong, and for homeowners who have not refinanced but are looking to do so, they have not yet lost the opportunity. Cash-out refi’s have exploded. Many economists expect home prices to keep growing.

Cheri Sperling is the owner of Coastline Properties with a dedicated team of agents specializing in residential listings, sales, and property management in the Padre Island real estate market. Coastline’s team is the most knowledgeable real estate office on Padre Island. No pressure style, patience, and an intimate understanding of the local market. They go to work for you!

 

Padre Island February 2021 Data (Click Pic below for Larger Image)

padre-island-housing-report-jan-2021

Filed Under: realtors, selling a home, spring cleaning

Design Trends in 2021

January 7, 2021 By

destrends2016

“This home is so ’70s.” How many times have we heard a home identified by a year based on its appearance and finishes? Well, 2021 will be no different, as fun and fresh designs are sure to be trending.

Outdoors, Indoors

Here on the Island, we practically live outdoors most of the year! Designs are beginning to recognize this. Homeowners are working on bringing the outside in with things like plants, and double doors, and also purchasing furniture that can be used both indoors and out. Create a fluid space where the indoor outdoor living concept is seamless.

Geometric Tiles

Tile backsplashes aren’t a new concept, but what we expect to see in 2021 are using the tiles to create more geometric patterns that feature fluid movement. New materials for this are coming onto the scene such as cement and wood. Whether it is a backsplash, an intricately patterned floor or a countertop, fluid geometry is eye-catching and coming in strong this year.

White Appliances

With so many homeowners going with the trending white cabinets, white appliances just blend right in. Also, many are becoming tired of the maintenance from the marks and handprints that are so evident and inevitable that show up on stainless steel appliances. Try Ice White from Whirlpool. Slate kitchen appliances can also bring a classic and modern look and are gaining momentum.

Metallics, Metals, and Minerals

All trends come back around, and the 1950s and 1970s are hot fashion trends in 2019, and this will also translate to the home. Gold and metallic finishes are exceedingly popular right now. Retro bling, shine, and polished geodes will rock your home (pun intended). Accessorize with oversized bowls of fools gold, big chunks of quartz, or even unpolished semi-precious stones turned into door pulls. Go au natural!

Chevron is Out

Herringbone, Chevron, Zig-Zag, the fun and often colorful pattern was so 2020. If you are still a fan of it, try putting it in easily removable ways, such as an area rug or throw blanket. Don’t stick it up on a large wall. Instead, try solid-colored, textured fabrics, or even animal hide is in!

Bye Brass

Brass hardware is one design element that almost immediately outdates a home. Hardware is one incredibly easy and inexpensive way to update! To replace brass hardware or other knobs, be sure to choose a size that will cover the “footprint” of whatever is currently installed. For 2021, try brushed or satin nickel hardware. Magic.

Fake Wall Treatments

Solids are back. 2021 interior design approaches emphasize authenticity. The prevalent use of natural materials (back to minerals, above) goes back to midcentury modern design. That means it may be time to get rid of the fake wall treatments such as Tuscan paint finishes and marbled columns. Use a solid paint! It’s chic, clean, and IN.

Filed Under: buying a home, Corpus Christ Real Estate Data, home maintenance, New Homes Padre Island, North Padre Island, Real Time MLS, realtors, selling a home, spring cleaning, Upper Padre Island

Tax Time 2019

April 15, 2019 By

Your home is likely your largest asset, and therefore, deserves special attention at tax time. Be sure you’re handling them correctly this year, using these tips!

Deduct from the correct year:

Here, we’re billed in arrears on our taxes, which can be confusing when taking the tax deduction. You’ll want to be sure to enter the amount you actually paid in that tax year, no matter what the date on your tax bill says. Because of this, it can be easy to confuse your payments and actually claim the incorrect amount.

Note: If taxes were paid from your escrow account, do not just deduct the amount escrowed. That’s because sometimes the amount you pay from this account can be a little bit higher or a little bit lower. Your lender will align the two to make sure they end up matching.

For example: Your property taxes were $6,000. Your lender collected $5,800. Or, maybe your lender collected $6,200. You’ll deduct $6,000, the actual taxes paid. This number will be the amount noted on your Form 1098.

Deduct your mortgage interest:

A home mortgage interest deduction allows you, the taxpayers who owns your home, to write off any interest you paid on a loan secured by your home (main home or a second home). The loan may be a mortgage, a line of credit, or a home equity loan. This allows you to reduce your taxable income by the amount of interest paid on the loan.

Note: You must file Form 1040 and itemize deductions on Schedule A (Form 1040), and prove your mortgage is a secured debt on a qualified home in which you own.

Exceptions: You cannot deduct mortgage interest on a mortgage that is over $1,000,000, or you have over $100,000 in home equity debt.

Refinanced?

If you’ve refinanced, you’ll be deducting points over the life of your new loan (as opposed to your regular mortgage, where you’ve been deducting points based on what you paid your lender to secure your mortgage over the course of your loan’s life – 15 years, 30 years…)

For example: Let’s say you paid $3,000 in points for a refinance of 30 years. You’ll divide 3,000 by 30 and pay $100 a year.

Went green?

If you made any energy improvements, such as installing solar electric, solar water heater, geothermal, any energy-efficient systems…you may be able to take a 10% tax credit up to a certain dollar amount. However, these are one-time credits. If you claimed your new energy-efficient windows last year, you can’t do it again.

Note: See Form 5695, Residential Energy Credits

Don’t forget to:

  • Keep track of your home-related expenses.
  • Track your capital gains (If you sold your main home last year, you’ll have to pay capital gains taxes on your profit from that sale). Keep your receipts as long as you own the property plus three years.
  • Deduct your home office (If you’re eligible, you can deduct $5 per sq. ft. up to 300 feet, or up to $1,500 a year).
  • Keep your mortgage payoff statements forever. You never know when you may need that proof.
  • Keep your appraisal or valuation used to calculate depreciation as long as you’re the owner plus three years.
  • Keep your property tax payment, year-end mortgage statement, PMI payment, and energy tax credit receipt for three years after the due date of the return showing the deduction.
Filed Under: North Padre Island, property taxes, realtors, Retail Tax, selling a home, spring cleaning

Padre IslandHousing Report – March 2017

April 7, 2017 By
THE HOUSING MARKET CONTINUES TO BE HEATING UP AS WE MOVE INTO FULL SPRING TIME OF 2017, THE BEST WEATHER OF THE YEAR.  TAKE A LOOK AT THE STATISTICS ON WHAT’S HAPPENING HERE ON PADRE ISLAND IN CORPUS CHRISTI, TX.  CLICK ON THE PICTURE BELOW AND GET A FULL PDF TO PRINT OUT TO KEEP TRACK OF THIS DATA.  LOOKING FORWARD TO AN EVEN MORE EXCITING SUMMER AHEAD, GIVE US A CALL AND DISCUSS THE MANY OPPORTUNITIES TO OWN A PIECE OF COASTAL TEXAS! (361) 949-0101

cchousinreportsept-2016

Filed Under: buying a home, Corpus Christ Real Estate Data, New Homes Padre Island, North Padre Island, Real Time MLS, realtors, selling a home, spring cleaning, Upper Padre

New Corpus Christi water director: Eager to raise the standards!

February 9, 2017 By

water-blue-cleanCorpus Christi’s newly appointed water director knows a few things about fixing water system woes.

Clarence Wittwer’s career in utilities began more than 25 years ago in Seabrook, Texas, where his first professional memory was climbing into a hole in the street to fix a leaking pipe.

Now he’s been tasked by City Manager Margie Rose to repair a water department that’s become a punchline for Corpus Christi residents and visitors after multiple water quality scares in recent years.

Just don’t tell that to Wittwer. He applied for the job days after the city’s chemical contamination scare in December and considers the city to be home to “some of the best water in the state.”

The city’s recent streak of water quality issues “didn’t deter me too much,” Wittwer said. “Corpus Christi is not alone in that, because it’s an older city with older infrastructure.” Rose announced Wittwer’s appointment Monday, which was also his first day on the job.

While there are infrastructure needs with decades-old pipes in some parts of the city, Wittwer said the city’s system is better off than most.  He pointed to the O.N. Stevens Water Treatment Plant as one of the finest of its kind in Texas and planned improvements like the four elevated storage tanks — two of which are under construction now — as beacons of promise moving forward.

He said a public information campaign is one of his top priorities as the new director to educate residents and visitors on what issues the city is facing and how he plans to address them.

“A boil water notice doesn’t mean there’s a problem. It means there’s a potential issue, but you’re being proactive in protecting the public,” Wittwer said.  That campaign will likely include public meetings, social media outreach and talking directly to the public and in some cases using Facebook Live.  “We’ve got to rebuild the public trust,” he said.

He praised city staff and the City Council for recent efforts to update the city’s backflow prevention rules, and said capital improvement budgets have reflected a coordinated effort to improve the system.

One of his longer-term priorities will be developing an internship program with local high schools, Del Mar College and Texas A&M University- Corpus Christi. The program’s goal would be to train qualified workers to replace a rapidly aging group of workers licensed to work in certain water department roles.

But for now, his focus is fully on the public’s perception of his department.  “My biggest goal is to get this back to not being a joke (to the public),” Wittwer said. “Because I do believe Corpus has some of the best water in the state, and I want the public to see that.”

Matt Woolbright (@reportermatt) 

Filed Under: corpus christi, North Padre Island, spring cleaning

CC voters face critical sales tax vote in November

March 23, 2016 By

KRISTV.com | Continuous News Coverage | Corpus Christi
CORPUS CHRISTI –

Plenty of issues will be in voters’ hands come November, including a pivotal decision on how to spend sales tax revenue.

Depending on the vote, a powerful city board that spends your money, may not exist next year.

An eighth of every cent you pay in sales tax funds the city’s Type A Board, which controls the Type A Fund.

We’re talking millions of dollars a year controlled by five people.

The board spends most of it on economic development. They also spend money on seawall repairs and the American Bank Center.

CLICK HERE: Projects funded by Type A Board

The board (fund) is up for renewal this year, and it’s up to the voters.

Jerry Sansing is president of the Corpus Christi Taxpayers Association. He plans on voting against it.

“I’ve seen too much money go down the drain. You know, we can’t fix streets. We can’t do this. We can’t do that, but we can certainly tax for everything under the sun,” he says.

Sansing would rather the city give that money back to the people, or spend it, in part, to cut down palm trees off Airline. The ones right by the Gulfway Shopping Center.

Sansing says they violate the Americans with Disabilities Act because they take up too much room on the sidewalk, and make it almost impossible for people in wheelchairs to get by.

But Type A Board member Bart Braselton points out the board’s numerous accomplishments, like landing Schlitterbahn with a $5 million deal in incentives.

“It competes with other cities, and when you know, when you’re having somebody that’s bringing say, anywhere from 500 to 1,000 new jobs to your city, the return on investment is incredible,” Braselton says.

Sansing says projects like Schlitterbahn don’t need the money.

Braselton points out other things the Type A Board has helped fund, like the Engineering Department at Texas A&M Corpus Christi, or the truck driving program at Del Mar College.

If residents vote to get rid of the board, it’ll be disbanded after any remaining money is spent.

If that happens, it’ll likely be up to the city council to decide how to re-allocate that portion of sales tax revenue every year.  Via KrisTv.com

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